Top Tech Jobs & Startup Jobs in Charlotte, NC

Research and prototype transformer-based and graph-based foundation models using customer, transaction, and merchant data. The intern will design and train models, run rigorous experiments, evaluate results, and develop working prototypes. Responsibilities include collaborating with Product, Engineering, Analytics, and Applied Science teams to improve customer experience, operational efficiency, and business outcomes.

Builds production-ready design and interface components in code, bridging design and engineering across React Native, React, and mobile and web platforms. Uses AI coding tools such as Cursor, Claude Code, and v0 at high production velocity. Defines design-to-code workflows, design tokens, component architecture, and improved handoff practices while collaborating closely with designers and engineers in a fast-moving environment.

Leads treasury analytics and strategy by building cash forecasting, balance sheet, capital, ALM, liquidity, interest rate, FX risk, stress testing, and scenario models. Develops treasury data infrastructure, reporting, controls, reconciliations, and capital adequacy processes. Partners with finance, accounting, FP&A, operations, legal, risk, and compliance teams to improve cash utilization, funding strategies, regulatory compliance, and long-term capital efficiency. Incorporates AI and scalable data tools into treasury operations.

As a Forward Deployed Engineer, you will develop AI agents and automation workflows, collaborate with teams, and ensure secure, reliable solutions integrating with various systems.

Build and maintain resilient backend services and APIs for fraud detection, identity verification, and transaction monitoring. Integrate third-party risk/compliance platforms, partner with product and engineering teams, contribute to architecture decisions, and produce documentation to ensure secure, reliable systems at scale.

Design and productionize machine learning, deep learning, LLM, personalization, recommendation, search, and retrieval systems. Collaborate with product, engineering, and analytics teams to deploy AI solutions that improve customer experiences, business growth, and operational efficiency. The role requires driving projects from ideation through deployment and delivering measurable business impact in a fast-moving fintech environment.

Develops partnership-led product expansion strategy, evaluates build-versus-partner opportunities, conducts market and partner analysis, presents recommendations to leadership, represents OnePay externally, and leads partner selection and commercial contract negotiations through execution.

Leads budgeting, forecasting, expense management, variance analysis, financial reporting, and sophisticated modeling. Partners with business teams and senior leadership, including the CFO, to improve financial performance and support strategic planning. The role also drives finance process improvements, AI integration, data integrity, and operational efficiency across corporate finance activities.

Own the zero-to-one development and growth of OnePay’s subscription product, including signup, account setup, subscription management, engagement, retention, conversion, and acquisition. Partner with Engineering, Legal, Compliance, Risk, Operations, Marketing, and other teams to launch compliant, scalable customer experiences. Drive testing, operational readiness, go-to-market collaboration, and post-launch optimization across a consumer fintech platform.

Lead authentication fraud strategy to minimize ATO and scam losses while optimizing customer experience. Build data-driven detection, monitoring, graph analysis, and AI-integrated risk workflows. Partner with product, data, ops, and IT to implement analytics, alerts, and operational processes for authentication risk.