RBFCU Wealth Management Logo

RBFCU Wealth Management

Investigator II

Posted 16 Days Ago
Be an Early Applicant
In-Office
Charlotte, NC, USA
67K-92K Annually
Mid level
In-Office
Charlotte, NC, USA
67K-92K Annually
Mid level
Investigates fraud, financial crime, compliance violations, and other sensitive matters. Analyzes transactions and data to detect suspicious activity, gathers documentation, assesses risk, makes recommendations, supports escalated investigations, develops procedures, monitors regulatory requirements, and trains investigators on fraud trends and processes.
The summary above was generated by AI

About Our Company

We’re a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of year-end 2024. Our team of 22,000 people across 19 countries, serves more than 3.5 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses – Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.

Job Description

Protecting clients from fraud and financial exploitation is at the core of this role. As an Investigator II, you will identify and analyze suspicious activity, fraud risks, policy violations, and financial crime concerns that impact clients and the firm. Using strong analytical and investigative skills, you will detect emerging threats, uncover critical insights, and take timely action to prevent losses and mitigate risk. This role plays a key part in safeguarding client assets, preserving the firm's reputation, and strengthening our fraud detection and prevention efforts.

Key Responsibilities

  • Conduct internal/external investigations of high risk compliance matters, financial fraud, and other sensitive/internal matters. Investigate low-to-medium risk matters relative to financial risk, scope, and complexity. Provide advanced investigative and analytic support, gather and track related information, and make appropriate recommendations.
  • Complete data mining of internal and external systems to obtain appropriate supporting documentation. Complete basic data analysis to identify potential problems and mitigate risk throughout the firm. Work with clients and other departments on escalated and high-profile investigations.
  • Analyze and interpret account transactions to identify fraudulent and suspicious activity. Take the necessary steps to detect fraudulent accounts, monitor for controlled addresses, and meet the requirements of the USA PATRIOT Act.
  • Assist business and staff units to review and assess potential problems and risk exposures. Create, manage, and implement processes and procedures. Provide detailed subject matter support on projects. 
  • Maintain current knowledge of industry practices, developments, products, services and trends, including relevant laws and regulations related to fraud and compliance.
  • Provide training to investigators on processes and other departments on emerging fraud trends.

Required Qualifications

  • Bachelors degree or equivalent (4-years) 
  • 3-5 years of relevant experience 
  • Demonstrated fraud, compliance, and investigative competencies.  
  • Experience handling general investigations.
  • Solid knowledge of fraud, compliance, physical security, and relevant laws and regulations. 
  • Solid interviewing skills.
  • Solid ability to manage, prioritize, and complete multiple tasks.  
  • Solid written and verbal communication skills.  
  • Solid analytical and problem-solving skills.
  • Solid computer and software skills, including working knowledge of several internal systems from across the organization and product lines.

 
Preferred Qualifications

  • Facilitation skills.
  • Working knowledge of Ameriprise products, services and business lines related to area of responsibility.

In-Office Collaboration

We are a client-centric, relationship-based business. Working together, in-person, is foundational to how we achieve results. By fostering a culture of face-to-face collaboration, idea sharing, productivity and personal connection, we deliver for our stakeholders — clients, advisors, employees and shareholders. Our employees work in the office at least four (4) days per week, with flexibility to work from home one (1) day per week. Some roles may require additional in-office time or different in-office expectations, and specific requirements will be discussed during the hiring process.


Visa Sponsorship

Applicants must have a valid work authorization that does not now, or in the future, require visa sponsorship for employment in the United States (e.g., H-1B, F-1 CPT, F-1 OPT, TN).

Base Pay Salary

The estimated base salary for this role is $66,700 - $91,700 / year. We have a pay-for-performance compensation philosophy. Your initial total compensation may vary based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances.

Full-Time/Part-Time

Full time

Exempt/Non-Exempt

Exempt

Job Family Group

Legal Affairs

Line of Business  

GCO General Counsel's Organization

Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, ancestry, age, physical or mental disability, medical condition, pregnancy, military status, veteran status, genetic information, citizenship, disability status, marital status, family status or any other basis prohibited by law.

We are committed to fostering an inclusive and accessible recruitment process for individuals with disabilities. If you require a reasonable accommodation to participate in the application or interview process, speak to your recruiter to discuss how we can support you.

Similar Jobs

16 Days Ago
In-Office
Charlotte, NC, USA
67K-92K Annually
Mid level
67K-92K Annually
Mid level
Fintech
Investigates high-risk compliance matters, financial fraud, suspicious activity, policy violations, and financial crime concerns. Analyzes account transactions and internal and external data, gathers documentation, recommends risk mitigation, supports escalated investigations, develops procedures, monitors regulatory requirements, and trains investigators on fraud trends and processes.
One Month Ago
In-Office
52K-102K Annually
Mid level
52K-102K Annually
Mid level
Fintech • Software • Financial Services
Conducts BSA/AML and OFAC investigations, reviews suspicious activity and potential sanctions matches, determines SAR filing requirements, prepares investigation reports and SAR narratives, and maintains complete case files. Supports bank business lines with research, compliance guidance, regulatory reporting, and policy enhancements. Requires knowledge of BSA, OFAC, USA PATRIOT Act, fraud, and financial crime regulations, along with strong analytical, communication, and problem-solving skills.
Top Skills: ExcelMicrosoft Office Suite
A Minute Ago
Hybrid
83K-146K Annually
Senior level
83K-146K Annually
Senior level
Artificial Intelligence • Fintech • Insurance • Marketing Tech • Software • Analytics
Provides consulting and auditing support for a client’s global health and safety management system. Evaluates safety processes, assesses risk, recommends improvements, develops action plans, and measures progress. Builds relationships with health, safety, operations, and engineering stakeholders while coaching and influencing teams. The role is fully remote but requires approximately 75% travel to customer locations from February through October.
Top Skills: MS OfficeProprietary Software Applications

What you need to know about the Charlotte Tech Scene

Ranked among the hottest tech cities in 2024 by CompTIA, Charlotte is quickly cementing its place as a major U.S. tech hub. Home to more than 90,000 tech workers, the city’s ecosystem is primed for continued growth, fueled by billions in annual funding from heavyweights like Microsoft and RevTech Labs, which has created thousands of fintech jobs and made the city a go-to for tech pros looking for their next big opportunity.

Key Facts About Charlotte Tech

  • Number of Tech Workers: 90,859; 6.5% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Lowe’s, Bank of America, TIAA, Microsoft, Honeywell
  • Key Industries: Fintech, artificial intelligence, cybersecurity, cloud computing, e-commerce
  • Funding Landscape: $3.1 billion in venture capital funding in 2024 (CED)
  • Notable Investors: Microsoft, Google, Falfurrias Management Partners, RevTech Labs Foundation
  • Research Centers and Universities: University of North Carolina at Charlotte, Northeastern University, North Carolina Research Campus

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account