Lead management and underwriting of a portfolio of commercial real estate loans concentrated in multifamily affordable housing. Analyze and underwrite loan opportunities, conduct property and market due diligence, present to credit committee, manage relationship strategies, and oversee loan closings, draws, and portfolio reviews. Collaborate with internal teams, counsel, and clients while conducting site visits and monitoring portfolio performance.
Corporate & Investment Bank (CIB) delivers a comprehensive suite of banking, capital markets and advisory solutions, including a full complement of sales, trading and research capabilities, to corporate, government and institutional clients. We focus on our clients' overall financial needs, with consideration and respect for their total relationship with Wells Fargo.
Commercial Real Estate (CRE) provides a fully integrated platform of banking, financing, and capital markets solutions to commercial real estate clients including financial sponsors, institutional investors and asset managers, regional developers, and public and private corporations.
About this role:
Wells Fargo is seeking a Lead Commercial Real Estate Portfolio Manager / Underwriter to manage a group of assigned relationships and commercial real estate loans. This portfolio will be concentrated in multifamily - affordable housing, but diversified by facility type (construction, bridge, letters of credit, perm, lines of credit, etc.) and loan structure (recourse/non-recourse; secured vs. unsecured).
In this role, you will:
Posting End Date:
27 Jul 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Commercial Real Estate (CRE) provides a fully integrated platform of banking, financing, and capital markets solutions to commercial real estate clients including financial sponsors, institutional investors and asset managers, regional developers, and public and private corporations.
About this role:
Wells Fargo is seeking a Lead Commercial Real Estate Portfolio Manager / Underwriter to manage a group of assigned relationships and commercial real estate loans. This portfolio will be concentrated in multifamily - affordable housing, but diversified by facility type (construction, bridge, letters of credit, perm, lines of credit, etc.) and loan structure (recourse/non-recourse; secured vs. unsecured).
In this role, you will:
- Be responsible for the management of a portfolio of commercial real estate loans within Community Lending & Investment (CLI), our primary CRE balance sheet lending platform for multifamily-affordable housing.
- Analyze and underwrite new loan opportunities within the assigned portfolio, utilizing market research, internal loan information, client data, and third-party market research.
- Review and make recommendations for approval (or denial) of loan requests, extensions and modifications.
- Collaborate with senior management and coverage bankers to develop strategies around relationship optimization and deal level execution.
- Interface with customers to assist in identifying needs and maintaining strong relationships.
- Perform both sponsorship and loan level financial analysis.
- Complete in-depth property level analysis and market research.
- Present and advocate to credit committee for approval of loans.
- Work with outside counsel, internal compliance, and our loan closing teams to close modifications and new loans including review of third-party reports and loan documentation.
- Review and approve construction loan draws.
- Conduct quarterly and annual portfolio reviews to identify potential concerns.
- Conduct property tours / site visits.
- Maintain an in-depth knowledge of the local commercial real estate market.
- 5+ years of Commercial Real Estate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Demonstrated expertise in building and sustaining client relationships while driving the successful execution of complex transactions.
- Strong judgment and analytical acumen applied to credit approval, deal structuring, and ongoing portfolio management recommendations.
- Expertise in leveraging analytical conclusions to inform credit approval, structuring, and management decisions with sound judgment.
- Experience with multifamily - affordable housing, including the Low-Income Housing Tax Credit program.
- Experience with various facility types including construction, bridge, letters of credit, perm, lines of credit, etc. and loan structures including recourse/non-recourse and secured/unsecured.
- Experience evaluating market conditions and identifying appropriate comparable properties.
- Strong verbal, written, and interpersonal communication skills.
- Ability to interact with all levels of an organization.
- Intermediate Microsoft Office skills including some advanced accounting and finance functions in Microsoft Excel
- Ability to travel up to 20% domestically or as needed
- Willingness to work on-site in accordance with current office requirements
- Ability to work additional hours as needed
- Visa sponsorship is not available
Posting End Date:
27 Jul 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Wells Fargo Charlotte, North Carolina, USA Office
355 W Martin Luther King, Jr BLVD, Charlotte, NC, United States, 28202
Similar Jobs at Wells Fargo
Fintech • Financial Services
Manage a portfolio of stabilized LIHTC/affordable housing investments as primary contact for sponsors and internal teams. Monitor asset performance, analyze financials and partnership documents, identify risks, recommend and execute remediation, review consent requests, oversee third-party vendors, and mentor junior staff while improving asset management processes and communicating risk to senior management.
Fintech • Financial Services
Design, implement, and optimize high-performance C++ APIs exposing a mortgage analytics library for interest rate modeling, prepayment/default analysis, derivative valuation, hedging, and forecasting. Collaborate with business, model development, validation, and IT; improve library performance, safety, reliability, and usability; deploy and test production code.
Top Skills:
C ApiC++17C++2XCdeclCmakeConfluenceCtestDynamic LinkingFastcallGitJIRAJniPython 3StdcallSwigSystem V AbiWindows Abi
Fintech • Financial Services
Lead technical security expert for blockchain, tokenization, and digital-asset platforms. Perform threat modeling, design preventative and detective controls, direct adversarial testing, integrate smart contract security into the SDLC, assess third-party vendor risks, and partner with governance, legal, product, and engineering to embed security-by-design and ensure regulatory compliance.
Top Skills:
BlockchainCustody PlatformsDistributed Ledger TechnologyPenetration TestingRed TeamingSdlcSecurity ArchitectureSmart ContractsThreat ModelingTokenization
What you need to know about the Charlotte Tech Scene
Ranked among the hottest tech cities in 2024 by CompTIA, Charlotte is quickly cementing its place as a major U.S. tech hub. Home to more than 90,000 tech workers, the city’s ecosystem is primed for continued growth, fueled by billions in annual funding from heavyweights like Microsoft and RevTech Labs, which has created thousands of fintech jobs and made the city a go-to for tech pros looking for their next big opportunity.
Key Facts About Charlotte Tech
- Number of Tech Workers: 90,859; 6.5% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Lowe’s, Bank of America, TIAA, Microsoft, Honeywell
- Key Industries: Fintech, artificial intelligence, cybersecurity, cloud computing, e-commerce
- Funding Landscape: $3.1 billion in venture capital funding in 2024 (CED)
- Notable Investors: Microsoft, Google, Falfurrias Management Partners, RevTech Labs Foundation
- Research Centers and Universities: University of North Carolina at Charlotte, Northeastern University, North Carolina Research Campus

