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Vanguard

Sr. Fraud Strategy Analyst

Posted 7 Days Ago
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In-Office
Charlotte, NC, USA
Senior level
In-Office
Charlotte, NC, USA
Senior level
Develops enterprise fraud prevention strategy for real-time payment channels, manages fraud rules and decisioning platforms, optimizes detection and false-positive performance, applies analytics and model insights, partners with Product, Engineering, Risk, and Operations, and maintains governance and regulatory controls.
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Global Risk and Security (GR&S) at Vanguard enables business strategy, protects client and Vanguard interests (e.g., assets and data), and stewards a strong risk culture. Our teams leverage enterprise-wide insights, deep expertise, and trusted advice so that across Vanguard leaders and crew drive faster, stronger, risk-informed decisions.


Within GR&S, the Enterprise Security and Fraud (ES&F) sub-division is responsible for the global protection of Vanguard crew, property, data, and client assets. We are the trusted advisors that protect the pride of Vanguard with state-of-the-art security and fraud capabilities. We are a world-class destination of highly engaged, passionate, and diverse talent expected to continuously learn and develop in an ever-changing security landscape.


Our crew are our greatest resource – by joining our team you will build collaborative long-term relationships and enjoy a suite of benefits that includes comprehensive health and wellness care, work-life balance, and an investment in your future at its core.


Responsibilities:


  • Set Fraud Strategy & Coverage: Define fraud prevention strategy across real-time payment channels, including risk appetite and control coverage.
  • Own Real-Time Decisioning: Design and manage fraud rules, decision logic, and detection strategies within real-time decisioning platforms.
  • Lead Platform & Capability Build: Drive enhancements and implementation of fraud rules engines and decisioning platforms in partnership with engineering.
  • Optimize Performance Outcomes: Monitor and improve fraud detection, false positives, and client friction through ongoing control tuning and performance management.
  • Leverage Data & Models: Use analytics and model insights to identify trends, refine strategies, and improve detection effectiveness.
  • Partner Cross-Functionally: Collaborate with Product, Engineering, Risk, and Operations to embed fraud controls into customer journeys and new product launches.
  • Ensure Strong Governance: Maintain disciplined control testing, monitoring, and adherence to risk and regulatory standards.

 

 

Qualifications:


  • Minimum of five years related work experience.
  • Undergraduate degree or equivalent combination of training and experience. Graduate degree preferred.
  • Expertise in: Account takeover, social engineering, and transaction fraud risks within retirement and workplace channels
  • Proven experience managing real-time fraud decisioning environments and rules strategies
  • Strong experience partnering across Product, Engineering, Risk, and Operations


Technical & Analytical Skills


  • Expertise in fraud rules engines / decisioning platforms
  • Strong analytical capabilities (data analysis, segmentation, performance optimization)
  • Working knowledge of fraud models / machine learning concepts and model governance
  • Ability to translate data into actionable fraud strategies and business decisions
  • Strong experience with analytical tools such as Python, R, SAS, SQL, and platforms such as Tableau or Power BI.

Leadership & Communication


  • Excellent communication and executive storytelling skills.
  • Highly collaborative with a track record of driving alignment across teams.

Special Factors

Sponsorship

Vanguard is offering visa sponsorship for this position.

About Vanguard

At Vanguard, we don't just have a mission—we're on a mission.

To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.

How We Work

Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.

Vanguard Charlotte, North Carolina, USA Office

Two North Falls Plaza, Charlotte, NC, United States, 28217

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