Analyzes and manages interest rate risk across net interest income and economic value of equity. Builds risk analytics, scenarios, dashboards, and executive reporting; evaluates balance sheet, investment, funding, hedging, and model impacts. Partners with risk, finance, model, data, audit, and business teams to investigate exposures, improve controls, support governance, and communicate actionable insights to senior leadership.
About this role:
Wells Fargo is seeking a Senior Treasury Analyst to join the Balance Sheet and Interest Rate Risk Management team. This position will support the measurement, analysis, and communication of the company's interest rate risk profile, with exposure to both net interest income (NII) and economic value of equity (EVE). The role will build and enhance analytics, translate complex risk results into clear executive-level insights, and partner with Corporate Risk, Investment Portfolio, Finance, and other stakeholders to ensure interest rate risk is effectively managed and understood.
In this role, you will:
Required Qualifications:
Desired Qualifications:
Job Expectations:
Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
Posting End Date:
25 Oct 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Wells Fargo is seeking a Senior Treasury Analyst to join the Balance Sheet and Interest Rate Risk Management team. This position will support the measurement, analysis, and communication of the company's interest rate risk profile, with exposure to both net interest income (NII) and economic value of equity (EVE). The role will build and enhance analytics, translate complex risk results into clear executive-level insights, and partner with Corporate Risk, Investment Portfolio, Finance, and other stakeholders to ensure interest rate risk is effectively managed and understood.
In this role, you will:
- Build, maintain, and enhance analytics used to measure and explain interest rate risk across NII and EVE, including rate-shock, yield-curve, product, and scenario-based analysis.
- Analyze the company's interest rate risk position, identify key drivers and emerging exposures, and provide clear, actionable insights to senior management.
- Create concise executive-level presentations and recurring risk reporting for senior management and governance forums, translating complex technical results into clear business implications.
- Perform product-level analytics to assess cash flow, repricing, prepayment, optionality, valuation, and behavioral risks across assets, liabilities, derivatives, and investment securities.
- Partner with Corporate Risk, Investment Portfolio, Finance, model, data, and business teams to evaluate exposures, challenge assumptions, and support well-informed risk management decisions.
- Support the design, implementation, and ongoing enhancement of interest rate risk metrics, limits, stress scenarios, dashboards, and management reporting.
- Investigate period-over-period changes in NII and EVE sensitivity, reconcile results, and attribute changes to market movements, balance sheet activity, model assumptions, and management actions.
- Evaluate the impact of potential hedging, funding, investment, and balance sheet strategies on the company's interest rate risk profile.
- Assess data quality, model outputs, and reporting processes; identify control gaps and opportunities to improve accuracy, efficiency, transparency, and governance.
- Leverage automation, data visualization, and analytical tools to improve reporting, forecasting, and decision support while maintaining strong controls and data integrity.
- Lead targeted analytical projects, coordinate deliverables across stakeholders, and provide guidance to teammates on complex interest rate risk topics.
- Collaborate with Internal Audit, Corporate Risk, and Model Risk, as appropriate, to support governance, review, and examination activities.
- Exercise independent judgment while operating within applicable policies, procedures, controls, and regulatory expectations
Required Qualifications:
- 4+ years of Treasury experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- Bachelor's degree in finance, economics, mathematics, statistics, engineering, data science, or a related quantitative field; advanced degree and/or CFA preferred
- Strong knowledge of IRR concepts and methodologies, including NII, EVE, repricing, valuation, optionality, key rate duration, and scenario analysis
- Experience with bank balance sheet management, asset-liability management, investment portfolio analytics, deposits, mortgages, derivatives, and capital markets activities.
- Ability to develop and enhance analytical tools, financial models, reporting, dashboards, and data visualizations that support risk management and strategic decision-making.
- Proficiency with large financial datasets, Excel, SQL, Python, or similar tools used for data analysis, automation, and reporting.
- Understanding of regulatory expectations, model risk management, governance, controls, policies, procedures, and documentation within a large financial institution.
- Strong analytical and problem-solving skills, with the ability to identify key risk drivers, assess complex results, and formulate balanced recommendations.
- Excellent communication and relationship-management skills, including the ability to influence stakeholders, collaborate across functions, and present insights to senior leadership and executive audiences.
Job Expectations:
- This position offers a hybrid work schedule from our 401 S. Tryon Street, Charlotte, NC location.
- Relocation assistance is not available for this position.
- This position is not eligible for Visa sponsorship.
Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
Posting End Date:
25 Oct 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Wells Fargo Charlotte, North Carolina, USA Office
355 W Martin Luther King, Jr BLVD, Charlotte, NC, United States, 28202
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