Coinbase Logo

Coinbase

Senior Staff Software Engineer, Payments

Posted Yesterday
Easy Apply
Remote
Hiring Remotely in USA
254K-299K Annually
Senior level
Easy Apply
Remote
Hiring Remotely in USA
254K-299K Annually
Senior level
Lead technical strategy and architecture for Coinbase Payments, building high-availability, low-latency payment rails and funds-flow systems. Drive cross-team initiatives, enforce financial correctness (idempotency, reconciliation, auditability), improve reliability and cost efficiency using observability data, mentor senior engineers, and align stakeholders across product, risk, and compliance to deliver scalable global payment solutions.
The summary above was generated by AI

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase.

About the team:

Payments Platform is at the front door of Coinbase’s financial ecosystem. Our mission is to move old money into crypto and power financial access and payments for the crypto economy globally. As the bridge between the traditional financial world and the crypto economy, we build and operate the fiat on- and off-ramps and payment services that let Coinbase’s customer-facing products deliver reliable, seamless payment processing and connect customer fiat funds into crypto.

We’re seeking a deep technical leader to define the engineering vision for Payments, shape architectural cohesion across our global payment rails and funds-flow systems, drive platform-level reliability and cost efficiency, and lead the next evolution of how fiat moves into and out of Coinbase.

What you’ll be doing (ie. job duties):

  • Define and drive the multi‑quarter technical strategy for Payments, spanning rails, orchestration, and transfers, to support new products, geos, and significant growth in payment volume.
  • Architect and evolve the core Payments platform (rails integrations, routing, and funds-flow services) for high availability, low latency, and cost efficiency at global scale.
  • Lead end‑to‑end design and rollout of large, cross‑team initiatives (e.g., new global rails, decomp/migrations, resiliency programs), breaking high ambiguity into clear milestones and measurable outcomes.
  • Set and enforce technical standards for financial correctness across Payments, including idempotency, reconciliation, failure‑mode handling, and auditability for all money‑movement paths.
  • Partner closely with FinHub, Payments Risk, Regulatory Platform, and Product to design cohesive architectures that balance customer experience, risk controls, compliance, and unit economics.
  • Provide deep technical mentorship to senior/staff engineers across Payments pods, upleveling system design quality, review rigor, and long‑term maintainability.
  • Use data and observability signals (e.g., success rates, latency, cost, incident patterns) to identify structural platform gaps and lead systematic reliability and efficiency improvements.
  • Represent Payments in executive and cross‑org forums, clearly communicating tradeoffs, aligning stakeholders on strategy, and securing buy‑in for high‑impact technical bets.

What we look for in you (ie. job requirements): 

  • 10+ years building and operating large‑scale distributed systems in production.
  • Deep money‑movement architecture experience (PSPs, ISO 20022, routing, double‑entry, high‑volume payment systems)
  • Deep expertise in backend programming (e.g., Python, Go, Java) and cloud‑native architecture.
  • Proven track record designing highly available, high‑performance systems.
  • Ability to anticipate scaling bottlenecks before they occur and take decisive, proactive measures.
  • Experience leading cross‑functional technical initiatives and mentoring senior engineers.
  • Commitment to technical excellence, sharing best practices, and fostering a strong engineering culture.
  • Ability to distill complex technical concepts into clear and actionable solutions.

Nice to haves:

  • Experience designing and operating ledgering or trading systems at large scale.
  • Strong financial acumen with experience handling accounting data and financial transactions with high precision and reliability.
  • Experience collaborating closely with finance and accounting teams.

Job ID#: P75554

Pay Transparency Notice: Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)). 


Annual base salary range (excluding equity and bonus):
$253,895$298,700 USD

Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying.

Commitment to Equal Opportunity

Coinbase is proud to be an Equal Opportunity Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law.  For US applicants, you may view the Employee Rights and the Know Your Rights notices by clicking on their corresponding links. Additionally, Coinbase participates in the E-Verify program in certain locations, as required by law. 

Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information.   For quick access to screen reading technology compatible with this site click here to download a free compatible screen reader (free step by step tutorial can be found here).

Global Data Privacy Notice for Job Candidates and Applicants

Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined here.    

AI Disclosure

For select roles, Coinbase is piloting an AI tool based on machine learning technologies to conduct initial screening interviews to qualified applicants. The tool simulates realistic interview scenarios and engages in dynamic conversation. A human recruiter will review your interview responses, provided in the form of a voice recording and/or transcript, to assess them against the qualifications and characteristics outlined in the job description.  

For select roles, Coinbase is also piloting an AI interview intelligence platform to transcribe and summarize interview notes, allowing our interviewers to fully focus on you as the candidate. 

The above pilots are for testing purposes and Coinbase will not use AI to make decisions impacting employment. To request a reasonable accommodation due to disability, please contact accommodations[at]coinbase.com

Coinbase Charlotte, North Carolina, USA Office

Coinbase Charlotte Office

Charlotte, North Carolina, United States

Similar Jobs at Coinbase

5 Hours Ago
Easy Apply
Remote
USA
Easy Apply
166K-196K Annually
Mid level
166K-196K Annually
Mid level
Artificial Intelligence • Blockchain • Fintech • Financial Services • Cryptocurrency • NFT • Web3
The Staff Accountant will prepare financial entries, assist in financial presentations, collaborate across teams, ensure compliance, and support operational excellence.
Top Skills: FloqastGoogle SuiteNetSuitePythonSQL
5 Hours Ago
Easy Apply
Remote
USA
Easy Apply
201K-237K Annually
Senior level
201K-237K Annually
Senior level
Artificial Intelligence • Blockchain • Fintech • Financial Services • Cryptocurrency • NFT • Web3
The Accounting Manager oversees global accounting processes, leads cross-functional collaboration, manages junior team members, implements process improvements, and ensures compliance with internal controls.
Top Skills: ExcelLookerNetSuiteOracleSAPSnowflakeSQL
7 Hours Ago
Easy Apply
Remote
USA
Easy Apply
186K-219K Annually
Senior level
186K-219K Annually
Senior level
Artificial Intelligence • Blockchain • Fintech • Financial Services • Cryptocurrency • NFT • Web3
Own reliability, automation, and DevOps for Coinbase's corporate IAM platform: on-call/incident response, CI/CD and IaC pipelines, identity lifecycle tooling, observability and disaster recovery, documentation, and cross-team IAM advisement to ensure secure, scalable access for a global workforce.
Top Skills: AbacAuth0AWSAzureC#Ci/CdContainer OrchestrationDuoEntraidGCPGenerative AiGitGoIacJavaMfaOktaPingPythonRbacRubySsoTerraform

What you need to know about the Charlotte Tech Scene

Ranked among the hottest tech cities in 2024 by CompTIA, Charlotte is quickly cementing its place as a major U.S. tech hub. Home to more than 90,000 tech workers, the city’s ecosystem is primed for continued growth, fueled by billions in annual funding from heavyweights like Microsoft and RevTech Labs, which has created thousands of fintech jobs and made the city a go-to for tech pros looking for their next big opportunity.

Key Facts About Charlotte Tech

  • Number of Tech Workers: 90,859; 6.5% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Lowe’s, Bank of America, TIAA, Microsoft, Honeywell
  • Key Industries: Fintech, artificial intelligence, cybersecurity, cloud computing, e-commerce
  • Funding Landscape: $3.1 billion in venture capital funding in 2024 (CED)
  • Notable Investors: Microsoft, Google, Falfurrias Management Partners, RevTech Labs Foundation
  • Research Centers and Universities: University of North Carolina at Charlotte, Northeastern University, North Carolina Research Campus

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account