Lower Logo

Lower

Senior Mortgage Post Closer / Suspense Specialist

Posted 20 Days Ago
Be an Early Applicant
In-Office or Remote
2 Locations
22-26
Mid level
In-Office or Remote
2 Locations
22-26
Mid level
The Senior Mortgage Post Closer will review loan files for accuracy, coordinate with stakeholders, and resolve discrepancies to ensure compliance and timely funding.
The summary above was generated by AI

Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.

With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.

Job Description:

The ideal candidate will have a strong background in residential mortgage loan processing, a keen eye for detail, and a comprehensive understanding of investor suspense items. The Senior Post Closer will ensure that all loan files are thoroughly reviewed, complete, compliant, and ready for purchase, while coordinating with various stakeholders to facilitate a smooth loan sale.

What you’ll do:

  • Review closed loan packages for accuracy, completeness, and compliance with federal and state regulations.
  • Verifying all final documents, including title reports, payoff statements, and flood certifications, are accurate and accounted for.
  • Coordinate with title companies, attorneys, and settlement agents to ensure all closing conditions are met.
  • Order and verify miscellaneous items such as homeowners’ insurance, flood certification.
  • Identify and resolve discrepancies or issues that could delay loan purchase
  • Maintain ongoing communication with Underwriters, Processors, and Funding team members to ensure timely loan funding.

Who you are:

  • High School Diploma
  • 4+ years in the mortgage industry, with 2+ years being specifically within a post-closing role
  • Must have prior experience clearing investor suspense items
  • Must be detail-oriented and organized
  • Excellent oral and written communication skills
  • Superb customer service is a must
  • Must have strong computer skills and proficiency with loan industry software, in addition to a working knowledge of word processing and spreadsheet programs
  • Advanced skills with Microsoft Office

Why you’ll love working at Lower:

  • You’ll be surrounded by talented, dedicated people who believe in the company’s mission.
  • You’ll be able to shape the future of Lower’s user experience.
  • You’ll join a locally and nationally recognized best place to work that values promotion from within.
  • There is opportunity for professional growth and development.

Plus:

  • Competitive compensation plan
  • Extended benefit offerings including: Medical/dental/vision
  • Paid holidays
  • Paid time off
  • Parental leave
  • Life insurance
  • Short- and long-term disability
  • 401K with company match
  • Discount on home mortgage refinances or purchase

Job Type: Full-time

Work Location: Remote

Pay: $22- $26 Hourly

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Privacy Policy

Top Skills

Loan Industry Software
MS Office

Similar Jobs

7 Hours Ago
Remote or Hybrid
Illinois, USA
72K-109K Annually
Junior
72K-109K Annually
Junior
AdTech • Digital Media • Marketing Tech
The Solutions Engineer will act as a client liaison, facilitating onboarding and technical support for Strata Agency products, ensuring client satisfaction and success.
Top Skills: Amazon Web Services (Aws)Api ManagementDatadogJavaScriptPythonSQLVisual Studio
11 Hours Ago
In-Office or Remote
Pasadena, CA, USA
90K-110K Annually
Mid level
90K-110K Annually
Mid level
Fintech • Financial Services
The Marketing Campaign Specialist will execute data-driven marketing campaigns, manage CRM strategies, and collaborate with teams to enhance customer experiences.
Top Skills: GCPHubspotLookerSalesforce Marketing CloudSigma Computing
11 Hours Ago
Remote
United States
115K-130K Annually
Junior
115K-130K Annually
Junior
Fintech • Financial Services
The Business Analyst will analyze and manage revenue data, optimize processes, and support strategic decision-making in the Commercial Operations team.
Top Skills: Hubspot,GongSalesforceSQL

What you need to know about the Charlotte Tech Scene

Ranked among the hottest tech cities in 2024 by CompTIA, Charlotte is quickly cementing its place as a major U.S. tech hub. Home to more than 90,000 tech workers, the city’s ecosystem is primed for continued growth, fueled by billions in annual funding from heavyweights like Microsoft and RevTech Labs, which has created thousands of fintech jobs and made the city a go-to for tech pros looking for their next big opportunity.

Key Facts About Charlotte Tech

  • Number of Tech Workers: 90,859; 6.5% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Lowe’s, Bank of America, TIAA, Microsoft, Honeywell
  • Key Industries: Fintech, artificial intelligence, cybersecurity, cloud computing, e-commerce
  • Funding Landscape: $3.1 billion in venture capital funding in 2024 (CED)
  • Notable Investors: Microsoft, Google, Falfurrias Management Partners, RevTech Labs Foundation
  • Research Centers and Universities: University of North Carolina at Charlotte, Northeastern University, North Carolina Research Campus

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account