Lead and manage a large portfolio of complex commercial problem loans: evaluate, structure, price, negotiate workout solutions, drive strategy and efficiencies, resolve escalations, collaborate with counsel and stakeholders, lead projects, and mentor junior staff while ensuring policy and compliance adherence.
About this role:
Wells Fargo is seeking a Senior Loan Workout Specialist to join Wells Fargo Business Workout Department. Learn more about the career areas and lines of business at wellsfargojobs.com
In this role, you will:
Posting End Date:
29 Jun 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Wells Fargo is seeking a Senior Loan Workout Specialist to join Wells Fargo Business Workout Department. Learn more about the career areas and lines of business at wellsfargojobs.com
In this role, you will:
- Lead large portfolio of complex problem loans in initiatives and deliverables within the Loan Workout functional area
- Contribute to large scale planning related to strategy, technology and efficiencies deliverables
- Ensure loans are structured and priced consistently with Bank policy and commensurate with risk
- Review and research complex problem loan challenges that require an in-depth evaluation of multiple factors
- Strategize and implement account development on complex problem loans
- Negotiate creative structures to meet needs of customers and bank while minimizing risk exposure
- Resolve complex issues and lead Loan Workout team to meet functional area projects, processes and deliverables
- Leverage solid understanding of the functions, policies, procedures and compliance requirements
- Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
- Work with in house and outside Counsel during litigation Lead team projects and mentor less experienced staff
- 4+ years of Loan Workout, Commercial Lending experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Commercial relationship management experience
- Knowledge of commercial loan documentation
- Financial analysis skills with attention to detail and accuracy
- Leadership and mentoring skills
- Developed professional verbal and written communications skills
- Exposure to Wells Fargo AFS (Automated Financial Systems)
- Exposure to Wells Fargo eCaR (Enterprise Collections and Recovery) system
- Exposure to Wells Fargo BLAST (Business Lending and Sales Tracking) system
- Intermediate Microsoft Office skills
- This position is not eligible for Visa Sponsorship.
- This position offers a hybrid work schedule
- 401 S TRYON ST , CHARLOTTE, NC
Posting End Date:
29 Jun 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Wells Fargo Charlotte, North Carolina, USA Office
355 W Martin Luther King, Jr BLVD, Charlotte, NC, United States, 28202
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