Senior Lead Credit Risk Officer - Risk Asset Review

About this role:
Wells Fargo is seeking a Senior Lead Credit Risk Officer as a part of Wells Fargo's credit risk review function. Risk Asset Review is responsible for reviewing actions, transaction reviews, documentation, processes and programs to ensure quality standards and requirements of interagency credit review guidelines are met, relevant controls are followed and executed, and deficiencies are identified and addressed.
This role will independently assess the quality of credit review and oversight and ongoing management of credit risk within the Bank for commercial and consumer lending, including adherence to risk appetite, credit policy and regulation, follow governance and enterprise program requirements as applicable, and provide credible challenge to Risk Asset Review examination activities.
In this role, you will:

• Conduct quality assurance reviews of completed Risk Asset Review credit examinations for both commercial and consumer loan portfolios
• Document reviews and issues thoroughly in timely reports summarizing results and supporting rationale
• Advise senior leadership to develop and implement strategies, programs, and policies with a direct and significant impact on credit risk appetite
• Monitor, assess and report on asset quality, portfolio trends and credit policy exception trends
• Provide vision, direction, and expertise to senior leadership on implementing innovative and significant business solutions
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
• Collaborate with business for oversight of risk management
• Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics
• Conduct quality assurance reviews to ensure Risk Asset Review's adherence to applicable policies and procedures
• As part of Risk Asset Review's management team, function as a subject matter expert on credit and regulatory issues

Required Qualifications:

• 7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Commercial and/or consumer credit experience
• Experience evaluating moderate to complex commercial loans and/or large consumer portfolios for adherence to bank policy, regulatory guidance, and effective credit risk administration
• Knowledge of or background in OCC / FRB guidance pertaining to bank credit risk administration and credit review practices

Posting Locations:

• 401 S. Tryon Street - Charlotte, North Carolina
• 600 Wells Fargo - Minneapolis, Minnesota
• 800 S. Jordan Creek Pkwy - West Des Moines, Iowa
• 401 Las Colinas Blvd W Bldg B - Irving, Texas
• 2700 S. Price Rd - Chandler, Arizona
• 114 N Beaumont St - Saint Louis, Missouri

Job Expectations:

• Required location(s) listed above. Relocation assistance is not available for this position.
• This position currently offers a hybrid work schedule.
• This position is not VISA sponsorship eligible.

Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$185,000.00 - $300,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
20 Aug 2025
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.