Regional Credit Risk Manager

Inside the Role

Daimler Truck Financial Services is seeking a strategic and forward thinking Regional Credit & Portfolio Risk Manager to join our Credit Risk organization. Reporting directly to the Chief Risk Officer, this role is central to strengthening our credit governance, enhancing portfolio performance, and driving enterprise aligned risk strategies across the U.S., Canada, and Mexico.
This is an opportunity to shape the future of credit risk management in the commercial trucking and captive finance sectors—bringing together analytics, leadership, and cross functional collaboration to support a resilient and high performing portfolio.

Posting Information

We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.

We Take Care of Our Team

What you Drive at DTFS

Credit Governance & Oversight

• Oversee timely and high‑quality credit submissions across North America.
• Ensure compliance with Global Credit Rules and Product Rules.
• Review and delegate credit files, communicate quality issues, and support presentations to Regional Credit Review Committee and Global Executive Committee/Board of Directors for large transactions.
• Manage follow‑up on audits, risk reviews, and procedural updates.

Leadership & Team Development

• Lead and develop the Region Credit Team and Portfolio Risk Management team.
• Strengthen capabilities in data preparation, visualization, and analytics.
• Support development and validation of scorecard and rating models.

Portfolio Analytics & Emerging Risk Identification

• Monitor industry trends and operational shifts to identify emerging risks.
• Analyze portfolio performance and recommend strategy adjustments.
• Partner with Controlling and AI teams to build predictive analytics for operational risk forecasting.

Cross‑Functional & Enterprise Collaboration

• Collaborate with DTNA on shared analytics, market insights, and strategic priorities.
• Lead monthly Portfolio Performance Reporting (PPR) for North America.
• Prepare monthly and quarterly risk portfolio reports for the Chief Risk Officer and senior leadership.
• Align with HQ Chief Risk Officer on global risk strategies and reporting standards.
• Design scalable governance frameworks tailored to captive finance and commercial trucking.

Knowledge you should bring:

• Bachelor’s degree (preferred: Accounting or Business Administration).
• 8+ years general business experience.
• 5+ years credit/underwriting experience.
• 5+ years management experience.
• Strong analytical skills and proficiency in Microsoft Office.
• Demonstrated project management capabilities.

Exceptional Candidates might have

• Strong strategic thinking and business acumen.
• Ability to translate complex analytics into clear, actionable insights for executive audiences.
• Experience managing multiple projects across diverse business units.
• Proven leadership and team‑building skills.
• Advanced data analytics and visualization capabilities.
• Expertise in portfolio reporting, risk assessment, and continuous process improvement.

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Where We Work

This position is open to applicants who can work in (or relocate to) the following location(s)- 

Charlotte, NC US. Relocation assistance for this position is available when the selected candidate meets eligibility criteria.

Schedule Type: 

Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.

Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between.

To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life.

Additional Information for US and Canada

• Final candidate must successfully complete a criminal background check

• ​​Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions

• EEO - Disabled/Veterans

• Visa sponsorship is available if you are in the country of posting and is eligible for a work visa

• If you are an (Inter- company) applicant, please reach out to your HR for further information

Daimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.

For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at 503-745-8982 or toll free 800-206-3369. For TTY/TDD enabled call 503-745-2137 or toll free 866-355-6935.