Principal Engineer

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About this role:
Wells Fargo is seeking a Principal Engineer in technology as part of the Consumer Technology & generative AI team. This role serves as a strategic technology leader, partnering with senior business and engineering stakeholders to align technology investments with organizational objectives and complex business needs. The individual will drive innovation by evaluating emerging technologies, defining future-state strategies, and translating business opportunities into scalable, resilient, and forward-looking engineering solutions. They will lead the delivery of both immediate and long-term technology initiatives, leveraging advanced analytical thinking and deep technical expertise to enhance operational efficiency and competitive advantage. Additionally, this role will champion a culture of collaboration, continuous innovation, and technology adoption across the organization.
Learn more about the career areas and lines of business at wellsfargojobs.com
In this role, you will:

• Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups
• Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
• Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
• Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
• Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
• Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership

Required Qualifications:

• 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 7+ years of software engineering, platform engineering, site reliability engineering (SRE), or distributed systems experience, including leadership of large-scale, mission-critical production platforms supporting high transaction volumes.
• 7+ years of in-depth expertise in designing/operating/supporting highly available, resilient, and scalable platforms, including microservices, APIs, event-driven architectures, cloud-native technologies, Kubernetes/OpenShift, and hybrid cloud environments.
• 7+ years of experience leading complex technical initiatives across multiple organizations, influencing architecture decisions, technology strategy, engineering standards, and long-term modernization roadmaps.
• 7+ years hands-on experience with observability, automation, and operational excellence practices, including monitoring, distributed tracing, CI/CD, infrastructure as code, incident management, and reliability engineering principles.

Desired Qualifications:

• Experience supporting Digital Payments platforms and financial transaction processing systems, including Zelle, ACH, RTP, FedNow, Wire Transfers, Debit/Credit Card processing, settlement, reconciliation, or payment network integrations.
• Expert knowledge of performance engineering, resiliency design, and large-scale production operations, including capacity planning, fault tolerance, disaster recovery, high availability architectures, and major incident leadership.
• Experience implementing AI-assisted engineering capabilities, including Generative AI, Agentic AI, GitHub Copilot, intelligent automation, AIOps, software development acceleration, and operational productivity improvements.
• Strong understanding of cybersecurity, technology risk management, and regulatory compliance requirements applicable to financial services platforms, including secure architecture, threat mitigation, resiliency controls, and audit readiness.
• Proven ability to mentor and develop engineering talent while establishing enterprise standards and best practices, serving as a technical thought leader across software engineering, SRE, observability, cloud engineering, and platform modernization initiatives.

Job Expectations:

• This position is not eligible for Visa sponsorship
• Relocation assistance is not available for this position
• Position offers a hybrid work schedule

Posting Locations:

• 300 S Brevard St.- Charlotte, North Carolina 28202
• 333 Market St. - SAN FRANCISCO, California 94105

Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$159,000.00 - $305,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
2 Sep 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
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