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Wells Fargo

Principal Engineer - Capital Markets Regulatory Technology

Posted Yesterday
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Hybrid
Charlotte, NC, USA
159K-305K Annually
Senior level
Hybrid
Charlotte, NC, USA
159K-305K Annually
Senior level
Lead architecture and delivery of a next-generation Strategic Trade Management platform for FICC and Derivatives. Design and build low-latency microservices (Java, gRPC, Python/FastAPI), embed agentic AI workflows, modernize legacy systems to cloud-native platforms, ensure high-performance trade processing and real-time valuations, and partner with trading, quant, risk, and compliance teams while mentoring engineers and influencing enterprise architecture.
The summary above was generated by AI
Wells Fargo is seeking a PrincipalEngineer within the Commercial Corporate & Investment Bank Technology (CCIBT) organization.
In this role, you will architect, build, and lead the next-generation Strategic Trade Management platform components for our Fixed Income, Currencies & Commodities (FICC) and Derivatives businesses. This is a high-visibility opportunity to modernize and transform our core trade lifecycle capabilities at enterprise scale - combining low-latency execution with complex derivative modeling, real-time valuations, and intelligent trade event orchestration.
You will contribute to the end-to-end technical vision for a vertically integrated system-of-record that positions Wells Fargo Trading Businesses with a competitive advantage while introducing agentic, AI-augmented workflows that accelerate business growth. Working directly with trading desks, quant teams, and senior technology leadership, you will drive the modernization journey that supports double-digit business expansion, regulatory agility, and next-generation client experience in one of the most dynamic capital markets environments.
  • Hands-on, Lead by example - design, code, and deliver production-grade microservices using Java, gRPC, Python/FastAPI, service mesh, reactive architectures, and Micro Front-End patterns. Integrate agentic development practices with GitHub Copilot and custom LLM agents to accelerate delivery velocity by 3-5x.
  • Low-Latency & Complex Cash & Derivative Expertise: Engineer sub-millisecond trade processing paths for rates, credit, FX, and commodities while maintaining strict non-functional requirements (NFRs) for throughput, resilience, data consistency, and auditability.
  • Modernization & Transformation: Lead the decommissioning of legacy monolithic systems and the migration to a cloud-native, vertically integrated system-of-record with embedded agentic intelligence for trade-event modeling, exception handling, and real-time valuations.
  • Influence & Stakeholder Leadership: Partner across Trading, Quant, Risk, Operations, and Compliance to translate complex business needs into scalable technology solutions. Influence enterprise standards, architecture review boards, and capital markets platform strategy.
  • Mentorship & Engineering Excellence Mentor senior engineers and technologists; establish best practices for secure, observable, and testable code; drive adoption of modern engineering disciplines across the Capital Markets Technology organization.
Required Qualifications:
  • 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 4 + years of Software Engineering experience, with at least 5 years in a principal or Lead Architect capacity within a global Capital Markets environment
  • 4+ years in FICC Trade Life Cycle: Deep domain knowledge of Fixed Income, Currencies, and Commodities, including trade capture, valuation models, and lifecycle event management
  • 4+ years High-Performance Stack: Proven mastery of Java (concurrency, JVM tuning) and Python (FastAPI, data science libraries)
  • 4+ years Distributed Systems: Extensive experience with gRPC, Service Mesh (Istio/Linkerd), and high-performance messaging protocols
Desired Qualifications:
  • Platform Pedigree: Prior experience building or significantly contributing to industry-leading platforms
  • Complex Derivatives Knowledge: Understanding of pricing and risk for complex derivatives (Swaps, Options, Exotics) and how they translate into trade event models
  • Agentic Development: Experience implementing GitHub CoPilot or similar AI-assisted engineering tools at scale to drive "Agentic Development" workflows.
  • Modern UI Patterns: Experience with Micro Front Ends to decouple the trader UI and allow for independent module deployment
  • Cloud Native: Familiarity with deploying mission-critical financial systems on hybrid cloud environments (Azure/GCP/AWS) with a focus on data residency and sovereignty
  • Academic Background: Bachelor's or master's degree in computer science, Financial Engineering
Job Expectations:
  • Ability to work on-site at posted location
  • Relocation assistance is not available for this position
  • Visa Sponsorship is not available for this position
Posting Locations:
  • 300 S Brevard St. Charlotte, NC 28202
  • 150 E 42nd St. New York, NY 10017
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$159,000.00 - $305,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Posting End Date:
27 Jun 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Wells Fargo Charlotte, North Carolina, USA Office

355 W Martin Luther King, Jr BLVD, Charlotte, NC, United States, 28202

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