Citizens is seeking an experienced Managing Director (MD) level candidate to join the Asset-Backed Securitization (ABS) group which is part of the Structured Products department in the Capital Markets division. The MD will work with the Stamford, CT- based ABS team members on non-mortgage securitization transactions, including originating securitization loan facilities and winning Term ABS mandates. The MD will report to the Head of ABS .
Responsibilities include:
- Originate new client relationships and help enhance coverage of select existing relationships
- Develop and deliver client pitch materials, provide structuring and execution advice for Term ABS and ABSL transactions, and collaborate with Citizens’ Structured Products distribution desk with the objective of originating and winning lead managed business
- Manage the execution of non-mortgage asset-backed securitization loan (“ABSL”) transactions across a variety of consumer and commercial asset classes.
- Oversee the process related to execution of material ABSL transaction amendments and participate in ABSL due diligence, portfolio reviews and credit meetings
- Build and maintain strong working relationships with credit and portfolio management partners as well as related sector focused investment banking colleagues.
- Establish relationships and work with external parties including clients, lawyers, and rating agencies
- Mentor and develop associates and analysts
Experience
- 10+ years of securitization lending and Term ABS experience at a commercial or investment bank
- Advanced analytical, securitization structuring, underwriting, credit, ABS distribution, and presentation skills
- Demonstrated success in originating and leading Term ABS transactions backed by traditional and esoteric assets
- Experience reviewing, negotiating, and summarizing deal documentation
- Detail-oriented with excellent verbal and written communication skills
- Ability to coordinate multiple projects and satisfy deadlines
- Strong PC Proficiency, Microsoft Office applications (Excel, Word and PowerPoint), Bloomberg and Credit Research Tools
Education/ Licenses
- Bachelor’s Degree in Business, Finance, Accounting, or Economics
- FINRA Licensing (Series 79 and/or 7 and 63) preferred
Hours and Work Schedule
Hours per Week: 40+
Work Schedule: Monday - Friday
Pay Transparency
The salary range for this position is $300,000 to $400,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the budget, work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.
About Us
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Equal Employment and Opportunity Employer
Job Applicant Data Privacy Policy
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Citizens Charlotte, North Carolina, USA Office
4250 Congress St, Charlotte, NC, United States, 28209
Similar Jobs
What you need to know about the Charlotte Tech Scene
Key Facts About Charlotte Tech
- Number of Tech Workers: 90,859; 6.5% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Lowe’s, Bank of America, TIAA, Microsoft, Honeywell
- Key Industries: Fintech, artificial intelligence, cybersecurity, cloud computing, e-commerce
- Funding Landscape: $3.1 billion in venture capital funding in 2024 (CED)
- Notable Investors: Microsoft, Google, Falfurrias Management Partners, RevTech Labs Foundation
- Research Centers and Universities: University of North Carolina at Charlotte, Northeastern University, North Carolina Research Campus



