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Wells Fargo

Lead Risk Analytics Consultant (Corporate Credit Risk Oversight & Allowance)

Posted 3 Days Ago
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Hybrid
Charlotte, NC, USA
119K-206K Annually
Senior level
Hybrid
Charlotte, NC, USA
119K-206K Annually
Senior level
Lead complex risk analytics initiatives overseeing credit loss forecasting, stress testing (CCAR/DFAST) data and reporting. Manage data flow, controls, requirements documentation, testing, and stakeholder engagement to ensure governance and regulatory compliance. Mentor teams, resolve production and regulatory issues, and drive process and technology improvements to support risk and finance reporting.
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About this role:
Wells Fargo's Corporate Credit Risk Oversight & Allowance organization is seeking highly motivated individual to join a high-profile team and to serve as a Lead Risk Analytics Consultant. The Loss Forecast and Reporting group is responsible for independently overseeing the analysis, management and data of credit risk exposures and the processes used to analyze those risks across the company.
The group is seeking an individual to assist and lead in managing the flow, control, organization and quality of data and reporting that connects the credit loss forecasting teams to the key credit reporting processes, including CCAR (stress test), Monthly Loss Forecast, recovery and resolution and other business reporting and analytical processes. Additionally, this position will assist in the documentation of business requirements, contribution to design decisions, and serving as a change agent to ensure all impacted stakeholders are well prepared to adopt process change.
In this role, you will:
  • Lead complex initiatives related to business analysis, including those that are cross functional, with broad impact, and act as key participant in data aggregation, monitoring, and reporting of stress testing and monthly loss forecast for Risk Analytics.
  • Collaborate with stakeholders and business partners to identify requirements, drive process and technology improvements, and ensure compliance with Finance and Risk governance frameworks, controls, and documentation requirements
  • Support end-to-end implementation activities, including test planning and execution, documentation updates, stakeholder support, issue resolution, and post-implementation operational readiness.
  • Review and analyze data to provide results specific to businesses supported.
  • Make decisions in complex product strategies and risk exposure, requiring solid understanding of business unit projects and regulatory responses, policies, procedures, and compliance requirements that influence and lead Analytic and Reporting to meet deliverables and drive new initiatives.
  • Collaborate and consult with peers, less experienced to more experienced managers, to resolve production, project, and regulatory issues, and achieve risk analytics goals.
  • Lead projects, teams, and mentor.
Required Qualifications:
  • 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
  • Strong experience with regulatory reporting frameworks and governance, including the development, validation, and delivery of risk and credit loss reporting to meet regulatory and enterprise requirements
  • Strong knowledge of credit loss forecasting, stress testing (CCAR/DFAST), portfolio analytics, and risk reporting processes.
  • Advanced analytical and problem-solving skills with the ability to identify trends, risks, and opportunities through data analysis.
  • Strong understanding of regulatory requirements, governance standards, risk controls, and compliance expectations within the banking industry
  • Strong verbal and written communication skills, and advanced MS Excel, MS PowerPoint, MS Outlook, MS Word
  • Demonstrated ability to influence stakeholders and partner effectively with business leaders, Risk, Finance, Technology, and other enterprise teams
  • Ability to execute in a fast-paced, high-demand, environment while balancing multiple priorities.
  • Self-starter with ability to work independently to identify, develop, and implement data-driven solutions to complex problems.
  • BA/BS degree in accounting, finance, or economics.
Job Expectations:
  • This position does not offer sponsorship
  • Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$119,000.00 - $206,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Posting End Date:
21 Jul 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Wells Fargo Charlotte, North Carolina, USA Office

355 W Martin Luther King, Jr BLVD, Charlotte, NC, United States, 28202

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