Leads the design, development, testing, and delivery of scalable cloud-native applications for Wells Fargo’s credit card technology platform. Develops enterprise-grade Java and Spring Boot applications, integrates streaming and database technologies, evaluates architecture and performance, establishes engineering standards, and guides technical teams. The role also supports modernization, secure development, observability, DevOps automation, AI-assisted development, mentoring, and cross-functional collaboration.
About this role:
Wells Fargo is seeking a Lead Software Engineer in our Credit Card Personal Lending and Retail Services Group as part of Consumer Technology. Learn more about the career areas and business divisions at wellsfargojobs.com.
The Credit Card Personal Lending and Retail Services (CPLR) team within Consumer Technology is focused on enhancing and modernizing Wells Fargo's credit card platform while supporting the launch of new products and customer capabilities. The group partners closely with the business to deliver changes across the credit card portfolio, including new product offerings, feature enhancements, and improvements to the overall customer experience. At the same time, the team is driving a broader modernization effort to improve the scalability, reliability, and long-term supportability of the platform. The Lead Software Engineer will play a key role in designing and delivering these solutions while helping support the ongoing evolution of Wells Fargo's credit card technology landscape.
In this role, you will:
2600 S Price Rd - Chandler, Arizona 85286
401 Las Colinas Blvd W Building A - Irving, Texas 75039
300 S. Brevard - Charlotte, North Carolina 28202
Posting End Date:
10 Sep 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Wells Fargo is seeking a Lead Software Engineer in our Credit Card Personal Lending and Retail Services Group as part of Consumer Technology. Learn more about the career areas and business divisions at wellsfargojobs.com.
The Credit Card Personal Lending and Retail Services (CPLR) team within Consumer Technology is focused on enhancing and modernizing Wells Fargo's credit card platform while supporting the launch of new products and customer capabilities. The group partners closely with the business to deliver changes across the credit card portfolio, including new product offerings, feature enhancements, and improvements to the overall customer experience. At the same time, the team is driving a broader modernization effort to improve the scalability, reliability, and long-term supportability of the platform. The Lead Software Engineer will play a key role in designing and delivering these solutions while helping support the ongoing evolution of Wells Fargo's credit card technology landscape.
In this role, you will:
- Lead complex technology initiatives, including those that are companywide with broad impact, driving the design, development, and delivery of highly scalable, secure, resilient, cloud-native applications and technology solutions.
- Act as a key participant in developing standards and companywide best practices for engineering complex and large-scale technology solutions, including modern software engineering disciplines, cloud-native architectures, microservices, AI-assisted development practices, and emerging technologies.
- Design, code, test, debug, and document projects and programs using modern engineering practices and technologies, including Java, Spring Boot, Kafka, REST APIs, SQL/NoSQL databases, cloud-native design patterns, and GenAI-powered development tools to improve productivity and software quality.
- Review and analyze complex, large-scale technology solutions for tactical and strategic business objectives, enterprise technology environments, and technical challenges requiring in-depth evaluation of multiple factors, including application architecture, performance, scalability, reliability, security, operational excellence, and emerging technology considerations.
- Make decisions in developing standards and companywide best practices for engineering and technology solutions, requiring an understanding of industry best practices, new technologies, software engineering principles, modern architectural patterns, and AI-assisted development capabilities, while influencing and leading technology teams to meet deliverables and drive innovation.
- Collaborate and consult with key technical experts, senior technology teams, architects, product owners, business stakeholders, and external industry groups to resolve complex technical issues, deliver high-quality solutions, and achieve business and technology objectives.
- Lead projects, teams, or serve as a peer mentor by providing technical guidance, conducting reviews, promoting engineering excellence, helping resolve complex technical challenges, and supporting the adoption of modern development practices and technology solutions across the organization.
- 5+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 5+ years of hands-on experience designing, developing, and delivering enterprise-grade full-stack applications using Java, Spring Framework, and Spring Boot
- 2+ years of experience with NoSQL Databases such as Mongo, Cassandra
- 1+ years of experience leveraging Generative AI (GenAI) technologies and AI-assisted development platforms such as GitHub Copilot, Cursor, Devin, Claude, or similar tools
- Certification in Google/Azure Cloud, AWS Associate level / OpenShift Container Platform ( OCP)
- Experience with Kafka, Pub/Sub, and real-time streaming application development
- Proficiency with automated testing frameworks including JUnit, Mockito, and WireMock
- Strong understanding of Test-Driven Development (TDD) and Behavior-Driven Development (BDD) practices
- Hands-on experience with Docker and containerized application development
- Experience deploying and managing applications using Kubernetes
- Knowledge of modern application deployment, monitoring, logging, and observability practices
- Understanding of Secure SDLC principles and secure software development practices
- Experience implementing CI/CD pipelines and DevOps automation
- This position is not eligible for Visa sponsorship
- This position requires a hybrid in office work schedule (3 days in office, 2 days remote)
2600 S Price Rd - Chandler, Arizona 85286
401 Las Colinas Blvd W Building A - Irving, Texas 75039
300 S. Brevard - Charlotte, North Carolina 28202
Posting End Date:
10 Sep 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Wells Fargo Charlotte, North Carolina, USA Office
355 W Martin Luther King, Jr BLVD, Charlotte, NC, United States, 28202
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