Leads fraud strategy and advanced analytics across credit card, lending, and retail services portfolios. Develops, tests, implements, and monitors fraud rules, controls, models, and risk scores; analyzes attack patterns and emerging threats; oversees vendors; supports product launches and technology initiatives; investigates fraud events; and provides dashboards, reporting, and executive recommendations. Partners across risk, operations, technology, product, and data teams while ensuring compliance and mentoring staff.
Why Wells Fargo
Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader - we're a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job - it's about finding all of the elements to help you thrive, in one place.
Living the Well Life means you're supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You'll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. Join us!
About this role:
Wells Fargo is seeking a Lead Analytics Consultant to join the Originations Fraud Strategy team. This role supports fraud risk management across Consumer Credit Cards, Small Business Cards, Retail Services, and Personal Loans by developing and optimizing fraud detection strategies, monitoring emerging fraud threats, and enhancing fraud prevention controls.
The successful candidate will leverage advanced analytics, fraud intelligence, and risk management expertise to protect portfolio growth while balancing customer experience and operational efficiency. This role provides leadership for fraud strategy initiatives, new product launches, vendor capabilities, and fraud technology enhancements that support application fraud loss reduction objectives.
In this role, you will:
Required Qualifications:
Desired Qualifications:
Job Expectations:
Posting Locations:
Posting End Date:
20 Oct 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader - we're a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job - it's about finding all of the elements to help you thrive, in one place.
Living the Well Life means you're supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You'll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. Join us!
About this role:
Wells Fargo is seeking a Lead Analytics Consultant to join the Originations Fraud Strategy team. This role supports fraud risk management across Consumer Credit Cards, Small Business Cards, Retail Services, and Personal Loans by developing and optimizing fraud detection strategies, monitoring emerging fraud threats, and enhancing fraud prevention controls.
The successful candidate will leverage advanced analytics, fraud intelligence, and risk management expertise to protect portfolio growth while balancing customer experience and operational efficiency. This role provides leadership for fraud strategy initiatives, new product launches, vendor capabilities, and fraud technology enhancements that support application fraud loss reduction objectives.
In this role, you will:
- Lead fraud strategy development, implementation, and optimization across multiple lending and card portfolios.
- Analyze fraud trends, attack patterns, and emerging threats to identify opportunities for enhanced detection and prevention.
- Design, test, implement, and monitor fraud decision strategies, business rules, and automated controls.
- Perform complex analytics to evaluate fraud performance, operational impacts, customer outcomes, and portfolio risk.
- Partner with Fraud, Risk, Operations, Technology, Product, and Data teams to deliver end-to-end fraud mitigation solutions.
- Provide ongoing oversight and performance monitoring of fraud models, risk scores, and third-party vendor capabilities.
- Develop management reporting, performance dashboards, and executive-level recommendations.
- Support fraud technology initiatives and new product launches by identifying risks, designing controls, and measuring outcomes.
- Lead investigations into significant fraud events and emerging attack vectors, translating findings into actionable strategies.
- Advise line of business and companywide functions on business strategies based on research of performance metrics, trends in population distributions, and other complex data analysis to maximize profits and asset growth, and minimize operating losses within risk and other operating standards
- Provide influence and leadership in the identification of new tools and methods to analyze data
- Ensure adherence to compliance and legal regulations and policies on all projects managed
- Provide updates on project logs, monthly budget forecasts, monthly newsletters, and operations reviews
- Assist managers in building quarterly and annual plans and forecast future market research needs for business partners supported
- Strategically collaborate and consult with peers, colleagues, and mid-level to senior managers to resolve issues and achieve goals
- Lead projects, teams, or serve as a peer mentor to staff, interns and external contractors
Required Qualifications:
- 5+ years of Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 5+ years of fraud strategy, risk management, or related experience
- Experience with credit cards, consumer lending, retail services, or small business lending products
Desired Qualifications:
- Familiarity with fraud detection platforms and third-party fraud solutions.
- Experience with models, scorecards, strategy optimization, or decision engines.
- Knowledge of fraud risk governance, model oversight, and control management practices.
- Advanced analytical and problem-solving capabilities.
Job Expectations:
- This position offers a hybrid work schedule at one of the posted locations
- Relocation assistance is not available for this position
- Visa sponsorship is not available for this position
Posting Locations:
- 1525 W W.T. Harris Blvd - Charlotte, NC 28262
- 2850 S Price Rd. - Chandler, AZ 85286
- 401 Las Colinas Blvd W - Irving, TX 75039
- 2200 Concord Pike - Wilmington, DE 19803
Posting End Date:
20 Oct 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Wells Fargo Charlotte, North Carolina, USA Office
355 W Martin Luther King, Jr BLVD, Charlotte, NC, United States, 28202
Similar Jobs at Wells Fargo
Fintech • Financial Services
Build and maintain customer relationships through in-branch interactions and proactive outreach. Identify financial needs, recommend banking products and services, support account openings and credit applications, process cash transactions, and provide compliant customer service. Collaborate with branch specialists, use digital banking tools, follow risk controls, and support branch growth. Spanish and English proficiency is required, along with Saturday availability and SAFE registration.
Fintech • Financial Services
Supports securities tax operations for capital markets products, including cost basis, federal tax reporting, withholding, reconciliations, remittances, exception resolution, and 1099/1042-S reporting. Researches tax documentation and regulatory issues, improves procedures and data integrity, and partners with corporate actions and middle-office teams to mitigate operational risk. The role requires institutional investment operations experience and knowledge of tax withholding regimes, securities products, and tax reporting systems.
Top Skills:
Broadridge Tax Managed ServiceIhs Markit Ips/CtiMS OfficeSilverSilver Cost BasisSovos
Fintech • Financial Services
Leads a large, geographically dispersed Deposit Claims organization of approximately 1,000 employees. Oversees fraud and claims operations, risk policies, controls, performance, resource allocation, customer outcomes, and operational efficiency. Partners with enterprise stakeholders across Fraud Operations, Risk, Compliance, Technology, Product, and Legal while developing senior leaders and succession pipelines.
What you need to know about the Charlotte Tech Scene
Ranked among the hottest tech cities in 2024 by CompTIA, Charlotte is quickly cementing its place as a major U.S. tech hub. Home to more than 90,000 tech workers, the city’s ecosystem is primed for continued growth, fueled by billions in annual funding from heavyweights like Microsoft and RevTech Labs, which has created thousands of fintech jobs and made the city a go-to for tech pros looking for their next big opportunity.
Key Facts About Charlotte Tech
- Number of Tech Workers: 90,859; 6.5% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Lowe’s, Bank of America, TIAA, Microsoft, Honeywell
- Key Industries: Fintech, artificial intelligence, cybersecurity, cloud computing, e-commerce
- Funding Landscape: $3.1 billion in venture capital funding in 2024 (CED)
- Notable Investors: Microsoft, Google, Falfurrias Management Partners, RevTech Labs Foundation
- Research Centers and Universities: University of North Carolina at Charlotte, Northeastern University, North Carolina Research Campus

