Home Lending Transformation Executive

About this role:
We are seeking a visionary and results-driven Senior Product Executive to lead our home lending technology product portfolio. This executive will be responsible for shaping the strategic direction, driving innovation, and delivering exceptional customer and business outcomes across a large, distributed team. This role is critical for a large bank looking to remain competitive and deliver seamless, personalized lending experiences in an increasingly digital landscape.
In this role, you will:

• Strategic Leadership: Define and execute a comprehensive product strategy that aligns with enterprise goals and regulatory frameworks. This includes understanding market trends, competitor products, and emerging technologies to identify opportunities for innovation and differentiation.
• Product Development Leadership: Oversee the entire product lifecycle, from ideation and user research to design, development, launch, and performance monitoring of digital home lending products and features. Deliver differentiated lending products and digital experiences that meet evolving customer needs. Proven experience leading product teams, defining product backlogs, and developing roadmaps for customer-centric solutions. They should be adept at turning vision into reality and driving innovation.
• Team Leadership: Lead and develop a high-performing global team across product, strategy, technology, and operations. Build and mentor high-performing product and technology teams, potentially involving training existing employees in agile techniques and recruiting new talent with digital capabilities.
• Technology Modernization: Guide the migration of existing data ecosystems to cloud-based platforms and implementing advanced analytics and AI/ML capabilities to drive insights and enhance decision-making.
• Operational Transformation: Streamline mortgage processes, reducing manual work, and improving efficiency through automation and digital solutions, ultimately leading to lower origination costs and faster cycle times. Champion agile methodologies and product thinking across teams, fostering a culture of continuous improvement, empowerment, and rapid iteration.
• Profitability and Financial Acumen: Manage the full product lifecycle with accountability for financial performance, including revenue, cost, and risk.
• Cross-Functional Collaboration: Partner with technology, compliance, marketing, and servicing teams to ensure seamless execution. Exceptional skills in collaborating with diverse stakeholders across business, technology, and operations to break down silos and ensure alignment and successful execution of digital initiatives.
• Regulatory & Risk Alignment: Ensure compliance with global and regional regulatory requirements and maintain strong governance.
• Market Intelligence: Monitor competitive trends and emerging technologies to inform product strategy.
• Stakeholder Management: Communicate product progress, challenges, and priorities to senior leadership and other key stakeholders, while also building strong relationships with business units to ensure joint accountability.
• Digital Transformation Expertise: A strong track record in leading digital/tech transformation initiatives within a large organizational context, specifically within the banking or mortgage industry. This includes accelerating the adoption of digital technologies to streamline processes, improve efficiency, and enhance customer experience.
• Technology Acumen: A robust understanding of modern technology stacks, including cloud platforms (AWS, Google Cloud, Azure), big data technologies (Hadoop, Spark), and the application of AI/ML for advanced analytics, customer segmentation, and personalization

Required Qualifications:

• 8+ years of Product Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 4+ years of Management experience

Desired Qualifications:

• 15+ years of leadership experience in mortgage or home lending, including 5+ years in a global product executive role.
• Proven success in leading large-scale transformation and delivering measurable business results.
• Deep knowledge of mortgage origination, servicing, capital markets, and regulatory environments.
• Strong financial acumen and experience managing large P&Ls.
• Executive presence with excellent communication and stakeholder management skills.
• Experience with institutions such as JPMorgan Chase, Bank of America, or similar top-tier financial firms is highly desirable.
• Preferred Attributes
• Global mindset and experience managing diverse, distributed teams.
• Passion for customer experience, digital innovation, and operational excellence.
• Ability to influence at the C-suite and Board level

Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$250,000.00 - $420,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
17 Aug 2025
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.