2027 Quantitative Analytics Program - Applied Computational Intelligence (ACI PhD) - Early Careers

About this role: Wells Fargo is seeking talent to join the 2027 Quantitative Analytics Program ACI (PhD). Learn more about the career areas and lines of business at wellsfargojobs.com .
Program Overview | The Wells Fargo Quantitative Analytics Program offers PhD candidates an opportunity to apply advanced analytics, artificial intelligence, and machine learning to complex business challenges at one of the world's leading financial institutions.
This 12-month development program combines hands-on project experience, mentorship, technical training, and exposure to senior leaders. Through two six-month rotations, you'll work alongside experienced quantitative professionals, helping develop and evaluate innovative solutions that support business strategy, risk management, and customer experience across Wells Fargo.
You'll be expected to bring fresh perspectives, explore innovative approaches, and contribute to solutions that support Wells Fargo's strategic priorities. Along the way, you'll develop not only your technical capabilities but also the business acumen and leadership skills needed to succeed in a highly collaborative environment.
Upon completion of the program, you'll transition into a full-time role aligned with your skills, interests, program experience, and business needs. #earlycareers
In this opportunity you will bring deep research expertise into a real-world enterprise environment, where cutting-edge models, intelligent agents, and AI-driven decision systems can help shape the future of banking.
You will contribute to high-impact projects involving large language models, multi-agent workflows, retrieval-augmented generation, human-in-the-loop AI, model evaluation, automation, and responsible AI deployment at enterprise scale
As part of the Applied Computational Intelligence track, projects may include:

• Develop AI-powered advisors and decision support systems that synthesize customer, relationship, market, and enterprise data to generate insights, recommendations, and actions.

• Build Generative AI assistants and intelligent agents that leverage enterprise knowledge, reasoning, and workflow orchestration to support employees and customers.

• Design and deploy agentic AI and multi-agent systems that automate customer service, operational, and business processes through planning, task execution, and human-in-the-loop collaboration.

• Create enterprise knowledge intelligence platforms using Retrieval-Augmented Generation (RAG), Large Language Models (LLMs), multimodal AI, and structured and unstructured data to power search, reasoning, decision support, and workflow automation.

• Advance the state of enterprise AI through model training, evaluation, optimization, and deployment of LLMs, speech technologies, and emerging foundation models.

• Deploy scalable Generative AI and machine learning solutions that improve productivity, customer experience, risk management, decision-making, and operational efficiency across the enterprise.

• Apply statistical and quantitative techniques to validate model design, calibration, and implementation.

What You'll Experience:

• Develop and deploy AI and machine learning solutions across generative AI, agentic systems, and traditional machine learning applications

• Design and build LLM-powered agents and multi-agent systems capable of planning, reasoning, task orchestration, and human-in-the-loop collaboration

• Monitor production models and AI systems, evaluating performance, stability, and model drift through testing and analytics frameworks

• Collaborate with cross-functional teams, technical experts, and business leaders across the organization

• Gain exposure to enterprise-scale AI development, governance, and risk management practices

• Design, train, fine-tune, and evaluate transformer-based, foundation, and small language models (SLMs).

• Apply AI, machine learning, and generative AI techniques to solve complex business problems.

• Build and optimize scalable model training and deployment pipelines.

• Leverage distributed computing and advanced training techniques to improve model performance and efficiency.

• Enhance model performance through distillation, quantization, and pruning.

• Optimize inference speed, latency, throughout, and cost for production of AI systems.

Program dates:July 2027 - July 2028
Program Duration:12 months
Program Location:Charlotte, NC
Required Qualifications:

• 2+ years of Quantitative Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Master's degree or higher in statistics, mathematics, physics, engineering, computer science, economics, or quantitative discipline

Required Qualifications for Europe, Middle East & Africa only:

• Experience in Quantitative Analytics, or equivalent demonstrated through one or a combination of the following: work experience, training, education
• Master's degree or higher in statistics, mathematics, physics, engineering, computer science, economics, or quantitative discipline

Desired Qualifications:

• Currently pursuing a PhD degree with an expected graduation date between December 2026 - June 2027 OR graduated from a PhD program after May 2024 and are currently completing a postdoc with emphasis in Computer Science, Machine Learning, Artificial Intelligence, Engineering or related quantitative field.

Technical Skills

• Strong programming experience with tools such as Python, Go, C++, Rust, Java, Spark, or similar technologies

• Hands-on experience developing machine learning and AI solutions in research, academic, or industry environments

Knowledge and Experience In:
Large Language Models & Model Training

• Experience with supervised fine-tuning (SFT) and post-training methodologies including RLHF, RLAIF, PPO, DPO, and GRPO

• Training and deploying models in cloud environments, including GCP

Agentic AI

• Multi-agent architectures and orchestration frameworks like LangChain, LangGraph, Google's ADK, CrewAI

• Retrieval-Augmented Generation (RAG) applications and intelligent agent deployment

AI Infrastructure & Optimization

• Distributed GPU training

• Efficient model tuning approaches such as LoRA and PEFT

Additional Qualifications:

• Strong quantitative and analytical skills, with the ability to apply data analysis, modeling, visualization, statistics, research, and generative AI to generate insights, adapt quickly, and support innovative solutions.

• Ability to execute with urgency, apply data and software engineering skills to design, develop, and deliver scalable solutions, and drive operational excellence with strong data management and an enterprise mindset.

• Strong communication skills, with the ability to foster an inclusive environment and actively seek, apply, and respond to feedback in collaborative analytical settings.

• Strong business acumen with a commitment to providing excellent service and supporting data-informed business outcomes.

• Ability to act with integrity, support risk assessments, and apply risk controls to help manage risk in a disciplined, data-driven environment.

Why Wells Fargo
At Wells Fargo, you'll have the opportunity to work on meaningful business challenges while helping shape the future of AI and analytics in financial services. You'll gain exposure to enterprise-scale technologies, learn from industry leaders, and build valuable relationships across the organization as you begin your career.
Join us and bring your research, curiosity, and technical expertise to work on solutions that make a real impact.
Based on the volume of applications received, this job posting may be removed prior to the indicated close date. If you do not apply prior to the closing of thisposting, we encourage you to apply for other opportunities with Wells Fargo. Aftersubmittingyour application, pleasemonitoryour e-mail for future communications.

Posting End Date:
17 Sep 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.