Treasury Operations Lead

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run

• Hungry and driven by urgency

• Exceptional at what they do, with low ego

• Comfortable operating in motion

This Treasury leader will report directly to the Treasurer and is responsible for overseeing the company’s end-to-end treasury operations, with a focus on cash forecasting, cash strategy, liquidity management, funding execution, and banking partnerships. This role combines strategic oversight with hands-on execution, ensuring optimal cash utilization, robust forecasting, and effective capital adequacy management. The individual will work closely with finance leadership, accounting, strategic finance, legal and financial operations to support the company’s growth and financial resilience.

• Improve short, medium and long-term cash flow forecasts, incorporating business inputs, financial projections and historical data

• Own the strategic design and ongoing optimization of cash structures and bank account setups across entities and jurisdictions.

• Support the structuring, documentation, and operational execution of funding arrangements.

• Partner with accounting to ensure accurate booking and reconciliation of treasury transactions

• Enhance treasury reporting for cash, liquidity, funding, and counterparty exposure for management visibility

• Strengthen treasury controls, documentation, and operational processes

• Identify and implement process improvements, automation, and system enhancements within treasury

• Ensure compliance with investment policies and capital requirements

• Oversee inputs and operational support for the capital adequacy and liquidity management framework.

• Partner with legal, risk, and compliance teams to ensure treasury activities align with regulatory and internal governance standards.

• Bachelor’s degree in Finance, Accounting, Economics, or a related field; MBA, CFA, or CA preferred.

• 7–10+ years of experience in corporate treasury, liquidity management, or capital markets operations.

• Prior experience at a large bank or major fintech

• Strong understanding of financial statements, cash management structures, forecasting, funding facilities, and banking products.

• Proven ability to balance strategic thinking with hands-on operational execution.

• Advanced Excel skills and familiarity with treasury systems, ERPs, and reporting tools.

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact.

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].