STD Claims Examiner II

Job Responsibilities and Requirements

Obtains and analyzes information to make claim decisions and payments of Short Term Disability (STD) claims.  The goal of the position/role is to consistently pay the accurate amount for each claim in accordance with the contract.

Research

• Applies knowledge of disability products, policies and contracts.

• Interprets and applies contract/policy definitions of disability and relevant provisions, clauses, exclusions, riders and waivers as well as statutory requirements.

• Utilizes reference materials and tools regarding medical, vocational and disability issues to identify and evaluate claim information in a fair and objective manner.

• Efficient use of applicable disability claims system(s).

• Applies routine medical and technical claims skills, practices, and procedures.

• Utilizes most efficient means to obtain claim information.

Analysis and Adjudication

• Fully investigates all relevant claim issues.

• Provides payment or denials promptly and in full compliance with department procedures and regulations. 

• Involves technical resources (Social Security specialist, medical resources, and vocational resources) at appropriate claim junctures.

• Determine and implement appropriate return to work strategy for assigned cases.

• Applies contract specifics regarding eligibility and pre-existing formulas in reference to specific claim.

• Communicates with claimants, policyholders, and physicians to resolve investigations concerns.

• Comfortably makes balanced decisions in situations where there are potential adverse consequences.

Case Management

• Utilizes appropriate intervention for the characteristics of each claim.

• Manages assigned case load of 100-110 complex and some simple cases independently.

• Collaborates with team members and management in identifying and implementing improvement opportunities.

• Manages appropriate volumes, consistently meeting turnaround times, high activity levels, and quality focus on timely claim activities.

• Consistently remain within workflow guidelines on diaries and casework & adjust desk management if needed.

• Provides clear, concise and accurate information to claimants as well as the claims administrative system.

• Serves as a subject matter expert within team, provides some mentor support for newer examiners to assist in their development.

Customer Service

• Provide customer service that is respectful, prompt, concise, and accurate in an environment with competing demands.

• Establishes, communicates, and manages claimant and policyholder expectations.

• Documents claim file actions and telephone conversations appropriately.

Required Competencies

• 2 years STD claims examiner experience (Short Term Disability)

• Associates Degree, Bachelors Preferred

• Promptly acknowledges customers' needs, both internal and external. Ensures customers' needs are handled in a timely and appropriate manner. Creates a positive impression.

• Demonstrates effective interpersonal and listening skills: takes direction, practices active listening, accepts feedback. Communicate/respond appropriately to varied audiences/tasks. Exhibits teamwork, honors commitments.

• Anticipates, analyzes and defines problems. Develops and assesses alternative solutions as necessary. Makes appropriate decisions in a timely manner. Analyzes impact of decisions.

• Work is accomplished quickly and accurately. Takes responsibility for actions. Prioritizes work effectively and uses time efficiently. Accomplishes goals and objectives.

• Makes/fulfills commitments. Consistently works independently, meets deadlines, and accepts responsibility for his/her actions. Adheres to all attendance requirements. Prompt, well prepared and ready to contribute.

• Level I LOMA Designation Preferred

Ability to Travel: None

 

The expected hiring range for this position is $23.24 - $29.04 hourly for work performed in the primary location (South Portland, ME). This expected hiring range covers only base pay and excludes any other compensation components such as commissions or incentive awards. The successful candidate’s starting base pay will be based on several factors including work location, job-related skills, experience, qualifications, and market conditions. These ranges may be modified in the future.

Work location may be flexible if approved by the Company.

What We Offer

At Reliance Matrix, we believe that fostering an inclusive culture allows us to realize more of our potential. And we can’t do this without our most important asset—you.

That is why we offer a competitive pay package and a range of benefits to help team members thrive in their financial, physical, and mental wellbeing.  

Our Benefits:

• An annual performance bonus for all team members
• Generous 401(k) company match that is immediately vested
• A choice of three medical plans (that include prescription drug coverage) to suit your unique needs.  For High Deductible Health Plan enrollees, a company contribution to your Health Savings Account
• Multiple options for dental and vision coverage
• Company provided Life & Disability Insurance to ensure financial protection when you need it most
• Family friendly benefits including Paid Parental Leave & Adoption Assistance 
• Hybrid work arrangements for eligible roles
• Tuition Reimbursement and Continuing Professional Education
• Paid Time Off – new hires start with at least 20 days of PTO per year in addition to nine company paid holidays.  As you grow with us, your PTO may increase based on your level within the company and years of service. 
• Volunteer days, community partnerships, and Employee Assistance Program
• Ability to connect with colleagues around the country through our Employee Resource Group program

Our Values:

• Integrity
• Empowerment
• Compassion
• Collaboration
• Fun

EEO Statement

Reliance Matrix is an equal opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, national origin, citizenship, age or disability, or any other classification or characteristic protected by federal or state law or regulation. We assure you that your opportunity for employment depends solely on your qualifications.

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