Sr. Data Analyst, Payments

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us.

Varo’s Banking Analytics team, using its financial expertise in consumer banking and payments, is responsible for providing advanced quantitative analysis and a strategic but also actionable perspective on our customers and products. 

From optimizing the customer onboarding to uncovering drivers to further deepen customer engagement, the wider banking analytics team focuses on delivering meaningful insights from data across the customer lifecycle. As a pivotal member of this team, you will partner with colleagues across product, marketing, engineering, finance, and operations to understand and analyze data from all parts of Varo’s business to help improve our products and experiences backed by relevant insights ..

The Banking Analytics team is lean, high functioning, entrepreneurial, and impact-focused. We combine creative and critical thinking with detailed analysis and drive impact across the organization. If you are inquisitive and can incubate different angles for business/product opportunities, synthesize large amounts of data, connect the dots amidst ambiguity, and want to deliver clear and measurable impact from day one, the Varo team would love to meet you!

What you'll be doing

• Conduct data analysis, using advanced analytical and statistical approaches, to make business recommendations.  Be impact focused and demonstrate high bias to action
• Develop a deep understanding of how customers use our banking products and share insights around the key metrics that drive the company
• Understand our payments data at a transaction level and identify levers to improve transaction processing while balancing customer benefit vs risk
• Conduct data analysis to make business recommendations. Analysis areas might include (but not limited to): transactional analysis, customer spend behaviors, root cause analysis
• Create & automate reports, iteratively build & prototype dashboards to provide insights at scale, solving for business priorities
• Work with the Banking and Payments product and engineering teams to provide analytical support for critical initiatives as well as new business or product opportunities. Effectively communicate key findings and recommendations to multiple levels of stakeholders

You'll bring the following required skills and experiences

• 4+ years of experience in an analytical role providing business analysis, developing dashboards, and presenting results to leadership
• Expert in SQL (4+ years). Proficiency in Tableau (or other BI tools) and day-to-day use of R/Python is a big plus
• Experience articulating business questions, scripting with SQL/Python to pull data from datasets, and adapt quantitative techniques to solve complex problems
• Experience with banking and/or payments processing, experimentation, consumer product analytics, measuring ROI of initiatives, and automating dashboards and reports to track business performance
• Track record of successfully communicating data-driven insights
• Solid understanding of statistical analysis
• Exceptional problem-solving skills and business judgment
• Ability to get things done and work independently and a high bias for action.

#MidSenior

We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you’re excited about the opportunity and willing to learn, we’d love to hear from you!

About Varo

Varo launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We’re a new kind of bank – all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. 

As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system.

We are growing quickly in our hub locations of San Francisco, Salt Lake City, and Charlotte along with colleagues located across the country. We have been recognized among Fast Company’s Most Innovative Companies, Forbes’ Fintech 50, and earned the No. 7 spot on Inc. 5000’s list of fastest-growing companies across the country.

Varo. A bank for all of us.

Our Core Values

- Customers First

- Take Ownership

- Respect

- Stay Curious

- Make it Better

Learn more about Varo by following us:

Facebook - https://www.facebook.com/varomoney

Instagram - www.instagram.com/varobank

LinkedIn - https://www.linkedin.com/company/varobank

Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

Beware of fraudulent job postings!

Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo.  If you suspect you have received a phony offer, please e-mail [email protected] with the pertinent information and contact information.

CCPA Notice at Collection for California Employees and Applicants:

https://www.varomoney.com/privacy-legal/