Sr. Credit Policy Analyst - Remote

See yourself at Radian? We see you here too.

At Radian, we see you. For the person you are and the potential you hold. That’s why we’ve embraced a new way of working that lets our people across the country be themselves, be their best and be their boldest. Because when each of us is truly seen, each of us gives our best – and at Radian, we’ll give you our best right back.

See Yourself as a Sr. Credit Policy Analyst

The Senior Credit Policy Analyst is responsible for assessing GSE guidelines, analyzing data, monitoring industry changes, recommending, implementing, documenting, and communicating origination, servicing, and loss management policies.

See Your Primary Duties and Responsibilities

• Monitor and evaluate GSE selling policy guide announcements and competitor guidelines to determine risks and impacts and recommend credit, servicing and loss management policy changes to leadership.

• Manage updates to underwriting guidelines, eligibility matrices, and servicing guidelines, and prepare internal communications for key stakeholders as well as external updates for lenders and the GSEs.

• Serve as an escalation point for credit and servicing exception requests.

• Conduct independent research and analysis of policy, data, and operational processes, and present recommendations to management to enhance clarity and streamline policy documentation.

• Partner with business leaders across the organization to coordinate and implement approved policy changes.

• Support cross-functional projects to implement policy changes by participating in requirements and user acceptance testing sessions to ensure system functionality matches policy.

• Serve as a backup for the AVP, Credit Risk Management, by managing escalations for credit and servicing exception requests, leading team members through exception decisioning, partnering with stakeholders to resolve issues, and elevating critical matters to VP, Credit Policy and Risk Operations for timely resolution, when needed.

• Perform other duties as assigned or as needed.

See the Job Specifications

Your Basic Education and Prior Work-Related Experience:

• Degree Requirement: Bachelor's Degree or Equivalent Experience

• Work Experience: 5 or more years of prior work-related experience

Additional Qualifications:

• Prior work experience in the insurance, financial services, or mortgage banking field required; credit policy, loan processing or underwriting experience preferred.

• Thorough knowledge of mortgage origination and servicing processes, mortgage insurance products, GSE underwriting guidelines and automated underwriting systems.

• Advanced Microsoft Office skills: Word and Excel

• Experience with Salesforce, SharePoint, OneDrive, and Copilot.

• Ability to support multiple assignments and stakeholders, prioritize workload, and coordinate with internal and external stakeholders to meet deadlines.

• Ability to work with varying levels within the organization.

• Ability to think critically and strategically; must be detail-oriented and possess strong organizational and problem-solving skills.

• Advanced communication skills.

See Why You Should Work With Us

The application period for the job is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended depending on business needs and the availability of qualified candidates.

Radian will consider for employment qualified applicants with arrest or conviction records in a manner consistent with the requirements of the law, including any applicable fair chance law.

See More About Radian

Radian Group Inc. (NYSE: RDN) is a trusted, global multi-line specialty insurer that helps businesses navigate risk with confidence. Built on financial strength and disciplined risk management, Radian brings clarity to complex risk decisions through its proprietary view of risk and a global perspective.

Visit radian.com to learn how our collaborative and customer-centric culture transforms risk into a world of opportunity. 

Defining Roles for Radian's Future

Understanding the qualities and characteristics that define a Leader and an Employee is important to ​building our future-fit workforce. Radian's future is only as bright as its people. For that reason, our People Plan includes profiles to support the qualities and characteristics that each Leader as well as each Employee should embody upon hire or via development.

EEO Statement

Radian complies with all applicable federal, state, and local laws prohibiting discrimination in employment.  All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, gender identity, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law.

An applicant’s criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position.  The material duties include those listed in the “Primary Duties and Responsibilities” section above, as well as the ability to adhere to Company policies, exercise sound judgment, effectively manage stressful situations, work safely and respectfully with others, exhibit trustworthiness, and safeguard confidential information belonging to the Company and its customers.  Pursuant to the California Fair Chance Act, Los Angeles County Fair Chance Ordinance for Employers, Fair Chance Initiative for Hiring Ordinance, and San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Equal Opportunity Employer Details

To learn more about Radian’s Code of Conduct and Ethics and workplace conduct, please click [here]. Radian participates in E-Verify [Link] (en español [Link]). Learn more about your rights under immigration laws [Link] (en español [Link]). View the "Know Your Rights: Workplace Discrimination is Illegal" poster [Link]. View “Employee Rights under FMLA” [Link]. View “Employee Rights under EPPA" [Link].

Accommodation

Whether you require an accommodation for the job application or interview process, Radian is dedicated to a barrier-free employment process and encourages a diverse workforce. If you have questions about the accommodation process, please e-mail [email protected].

Please note that you may redact or remove age-related information that identifies your age, date of birth, or dates of attendance at or graduation from an educational institution on any additional application materials you submit as part of the application. Additional application materials include but are not limited to, resumes, CVs, transcripts, or certifications.