Senior Enterprise Risk Specialist - Home Lending, Consumer Lending Risk

About this role:
Wells Fargo is seeking a Senior Enterprise Risk Specialist in our Home Lending Servicing Risk line of business. We are seeking a driven, experienced professional with subject matter expertise in Home Lending Servicing processes, procedures, strategy and policy.
The Senior Enterprise Risk Specialist will be responsible for oversight and strategic direction in addressing the organization's risks and managing the combined impact of those risks as an interrelated risk portfolio to achieve the company's objectives. In this role you will implement the companywide risk management framework and work closely with Home Lending to identify all material types of risk. A successful candidate will be comfortable working in a fast paced and highly visible environment.
In this role, you will:

• Participate in crafting policies and strategies that mitigate all risks including credit, operational, reputational, and regulatory / legal risks.
• Partner with the line of business, operational risk, compliance, and legal to ensure efficient, accurate, and well controlled execution of policies, strategies, and programs.
• Evaluate risk in programs executed by our line of business partners.
• Understand regulations and investor guidance to ensure we comply.
• Make recommendations and challenge to improve programs and execution.
• Develop and help monitor controls to minimize risk.
• Identify and drive forward opportunities to streamline processes and increase operational efficiency.
• Identify and escalate issues timely and ensure business is driving to resolution on all issues.
• Participate in internal and external exams.
• Communicate often to senior leaders, build strong partnerships across Risk Management, Servicing, Legal, Operational Risk, Compliance, and Accounting.
• Lead the management and oversight of delegation of authority processes within our business for areas of expertise.

Required Qualifications:

• 4+ years of Risk Management experience (includes Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk, IT Systems Security, Business Process Management) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• A BS/BA degree or higher
• Home lending experience with subject matter expertise in one or more of the following areas: foreclosure, REO and/ or bankruptcy
• Knowledge of Home Lending servicing systems, applicable tools, and automated decisioning tools
• Aptitude to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
• Ability to develop partnerships and collaborate with other business and functional areas
• Excellent collaboration and communication skills with the ability to clearly and concisely communicate (both written and verbal) with business partners, peers and senior management while able to lead discussions.
• Superior ability to identify, evaluate, aggregate, and challenge risks; balancing the impact to customers, business, and bank.
• Capability to work independently with minimal direction; superior ability to exercise independent judgment and apply prudent risk mitigation principles
• Exceptional problem-solving skills and the ability to thoroughly research and analyze options and impacts of solutions
• Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
• Ability to manage multiple priorities and think strategically across multiple portfolios/investors from an end to end servicing view

Posting Locations:

• 800 S Jordan Creek Pkwy - West Des Moines, Iowa
• 600 S 4th Street - Minneapolis, Minnesota
• 401 Las Colinas Blvd W Bldg B - Irving, Texas
• 401 S Tryon Street - Charlotte, North Carolina
• 1150 W Washington Street - Tempe, Arizona

Job Expectations:

• Ability to work at one of the approved locations in the job posting
• This position currently offers a hybrid schedule

Pay Range(s) (US Only):

• Minneapolis, Minnesota | Pay Range: $87,000.00 - $140,000.00 USD Annual

Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$87,000.00 - $154,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
17 Sep 2025
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.