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EXL

Senior Claims Examiner

Posted 5 Days Ago
Be an Early Applicant
Remote
Hiring Remotely in United States
36K-46K Annually
Senior level
Remote
Hiring Remotely in United States
36K-46K Annually
Senior level
Adjudicate life and annuity death benefit claims: evaluate documents, determine payable claims, calculate benefits, serve as first approver, handle claimant calls, document files, identify fraud/risk, ensure tax reporting, meet performance targets, and maintain inventories while working remotely on assigned shifts.
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The mission of this job is to promptly analyze policy files to determine and pay correct policy death benefits and beneficiaries and to handle incoming calls related to the death benefits.


Responsibilities
  • Accountable for identifying, investigating, evaluating, obtaining and utilizing critical information required to accurately and objectively adjudicate claims.
  • Verbally communicate and correspond with outside customers to convey claim filing requirements.
  • Handles claim inquiries and processing on multiple product lines.
  • Documents all calls clearly and concisely and completes follow-up work.
  • Identify areas of potential risk for the company, including potential fraud.
  • Analyze all incoming documents for appropriateness and completeness, and determine whether claim is payable. If so, calculate benefit amounts and serve as 1st approver for payments.
  • Serves as the first step in resolving claims adjudication issues and in the call escalation process.
  • May be responsible for incoming and outgoing calls to claimants, Power’s of Attorney, facilities and other person’s or entities involved in the adjudication of a claim.
  • Ensure all tax information is correctly reported.
  • Maintain claim file with proper level of documentation.
  • Answer customer inquiries.
  • Maintain claim inventories within departmental, contractual, and regulatory guidelines.
Qualifications
  • Death claims processing for life and/or annuity contracts preferred
  • Two-year college degree or equivalent experience in a financial institution operations department, customer service, or annuity product experience.
  • Knowledgeable in life or annuity products and death claim processing
  • Must have sharp attention to detail and ability to perform with high degree of accuracy.
  • Strong analytical skills to review documents and reach sound decisions
  • Proven oral and written communication skill set.
  • Ability to:
    • Meet multiple performance targets at or above benchmark levels; including, but not limited to:  accuracy, call quality, timeliness, and productivity.
    • Work harmoniously with peers within a small team environment to accomplish both personal and team performance goals.
    • Work with customers in a professional and empathic  manner
    • Work overtime, as needed, to meet daily deadlines  
    • Work simultaneously with multiple computer systems
    • Compute moderately difficult mathematical calculations
  • Available for 8 hour shift between 8am to 8pm working hours; Work from home

Salary Range:  $35,502.26 - $46,176.33

Remote Position


The posted range is the hiring range for this role — a subset of the broader range available to employees over time — and reflects base salary across our national hiring scale. Final offers are based on several factors, including the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position. The top of the range is reserved for candidates who notably exceed the requirements; the lower end applies to those with less experience or fewer preferred qualifications. For positions based in higher-cost zones (e.g., California, New York, New Jersey), actual compensation may exceed the posted range; your recruiter will share specifics during the process.

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