SBA Business Development Officer1

Position Title: SBA Business Development Officer 1

Business Unit: Commercial Banking

Reports to: SBA Senior Sales Manager

Position Overview:

Responsibilities involve supporting loan applications from assigned BDOs, assist as needed in credit approvals and through the closing process. Position will also originate SBA 7(a) Small Loans as referred from BDOs and other sources, work through credit approvals and closing process on self-originated opportunities. Incumbent required to learn and understand both internal SBF Credit Policy and Process, have a working knowledge of SBA SOP, and learn and understand internal SBF origination, credit and closing processes. Responsible for $3MM of self-originated production and $150k of revenue.

Primary Responsibilities:

Support assigned BDOs by working directly with borrowers and referral sources to gather needed documents and organizing files in nCino and SharePoint for applications into credit. Ensures packages are accurate and complete to be moved to credit. Once into credit, assist in gathering additional information required for credit decision from all sources.

Work directly with borrowers, referral sources and third parties during closing to collect all items on closing checklists to facilitate timely loan closings. Review all documents received for completeness and accuracy.

Originate SBA 7(a) Small Loans (<$500K) sourced from both internal referrals and self sourced opportunities, manage through origination, approval, and closing processes to meet assigned goals.

Working with assigned BDOs, learn effective communication and organizational skills to enable the incumbent to develop effective and efficient Manufacturing Process to originate, have approved, and close SBA loans. Learn and participate in marketing programs.

Participate in all Sales Team calls, trainings and meetings. Have one on one calls weekly with Manager for training and to review activities. Learn nCino and other internal systems. Learn marketing tools made available and other tools provided to support sales and operations.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines.  Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

BA or BS

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

3

Skills Required to Perform the Primary Responsibilities of this Position:

Excellent communication skills, both written and verbal

Excellent organizational, analytical and interpersonal skills

Detail-oriented

Ability to work and multi-task in a fast paced environment

Ability to use a personal computer and job-related software

Excellent project management skills 

MS Excel - Intermediate Level

MS Word - Intermediate Level

Bachelors or a combination of education and equivalent experience may be considered

Experience in banking related external sales and SBA preferred

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.