Product Analyst III

We are a company of driven, enthusiastic and determined people. We celebrate achievement and success.  We foster innovation, determination and recognition. Because of that, our employees feel recognized and rewarded for the contributions they make on a daily basis. At GAINSCO, It is our people that set us apart.

If you are looking for a place where you can make a difference, perceive how your work impacts the company, and be recognized for your efforts and passion, then GAINSCO is the company for you.

GAINSCO’s work environment rewards engaged individuals who have a desire to contribute and succeed. That’s because our culture encourages individuals to grow their skills as they build their careers. Come join us and become a champion with GAINSCO.

We are seeking a Product Analyst III to serve as the state owner for 2–3 states, partnering closely with leadership to drive profitability and growth through pricing and non-pricing actions. You’ll analyze market and performance trends, execute strategic rate changes, manage regulatory filings, and collaborate cross-functionally (Sales, Actuarial, Marketing, IT, Testing) to ensure competitive product positioning and strong business results.

• Serve as the state owner for 2–3 markets, managing profitability and growth targets.
• Recommend pricing and underwriting actions based on deep analysis of trends and performance metrics.
• Coordinate with Sales, Actuarial, Marketing, IT, and Testing teams to execute strategic rate changes.
• Present quarterly state performance and strategy updates to executive leadership.
• Identify and pursue premium and policy growth opportunities.
• Partner with Sales to target high-potential segments and optimize product positioning.
• Conduct competitive analysis and market research to inform product enhancements and strategic decisions.
• Prepare and submit accurate regulatory filings; respond to objections and ensure timely approvals.
• Support initiatives to automate processes, improve product performance, and solve business challenges.
• Develop and maintain reports and dashboards using tools like Power BI.
• Collaborate with different departments to implement innovative solutions.

Education:

• Bachelor’s degree in Economics, Actuarial Science, Math, Statistics, Insurance, or related field required.

Experience:

• 3+ years of experience in Product or Actuarial roles within the Property & Casualty insurance industry required.
• Direct experience with rate filings and insurance product strategy required.
• Strong understanding of insurance/pricing concepts, underwriting rules, business processes, and key financial metrics.
• Advanced skills in Microsoft Excel and PowerPoint.
• Proficiency in SQL, SAS, or Python is required.
• Experience with Power BI or Tableau is a plus.

Other skills and abilities:

• Strong analytical skills—able to work with large datasets and translate results into clear recommendations.
• Deadline-driven with ability to manage competing priorities in a fast-paced environment.
• Clear communicator with strong emotional intelligence and ability to influence cross-functional partners.
• Comfortable presenting to senior leaders with concise, data-backed storytelling.
• High ownership mindset and natural curiosity to dig deeper into “what else” is driving results.

• Remote.
• Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance.
• Parental Leave Policy.
• 401K + Company Match.
• PTO Plan + Paid Company determined Holidays.

**Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity**

All offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO.

GAINSCO is an Equal Employment Opportunity Employer