Predictive Modeler

Summary:

The Data Science Pred Modeler will be responsible for bringing advanced analytics and predictive (Pred) modeling best practices in the industry to Freedom Mortgage.

Essential Job Functions may include:

• Design and develop machine learning models and data mining analysis in multiple fields such as Customer Behavior Analysis/Prediction, Marketing, Operational Optimization, Risk Management, Customer Attrition Prediction, Loan Fallout Prediction, etc.

• Drive the collection of new data and the refinement of existing data sources.

• Conduct analytics and modeling with structured and unstructured data.

• Visualize complex data and findings in the format of business tables, graphs, and dashboards.

• Interpret and explain analytical results to other team members.

• Work independently and make business decisions to effectively accomplish assigned tasks.

• Recommend realistic solutions using sound judgment and business knowledge.

• Evaluate external analytical models.

• Maintain regular and punctual attendance.

Other Related Duties:

Performs other related duties as assigned.

Supervisory Responsibilities:

This position has no supervisory responsibilities.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required.

Education and/or Experience:

• Bachelor’s Degree in statistics, mathematics, computer science, and engineering or a relevant science or engineering field and 3 years of experience or, Master’s degree and 2 years of experience.

• Extensive knowledge and work experience in predictive modeling, classification, clustering, machine learning, data mining, and optimization techniques in the fields of finance, mortgage, banking, or relevant industries.

• Knowledge and experience in NLP, text mining, and social media analysis.

• Expert knowledge and experience in R, Python, SAS, and/or other analytical tools.

• Good working knowledge of SQL; Experience in PL/SQL and stored procedures.

• Familiarity with relational databases such as Oracle, SQL Server, MySQL.

• Knowledge and experience in MapReduce, Hadoop, Hive/Pig, and NoSQL.

• Experience in visualization tools like Tableau, QlikView, or Spotfire.

• Ability to communicate data interpretation and other technical issues to the business community.

• Experience in business analysis and ability to write technical documentation.

• Ability to communicate complex quantitative analysis in a clear, precise, and actionable manner.

• Ability to deliver results under and meet aggressive timelines.

• Experience in IBM Watson Bluemix & Analytics is a plus.

• Experience in Java development is a plus.

• Knowledge and experience in the mortgage industry is a plus.

• Technique Skills required: R, Python, SAS, SAS EM, KnowledgeSeeker - Angoss /or other analytical tools, Oracle, SQL Server, PL/SQL.

Licensing/Certification/Registration:

This position does not require professional licensing, certification or registration.

Language Skills:

Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or government regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

Mathematical Skills:

Ability to calculate figures and amounts such as discounts, interest, commissions, and percentages. Ability to apply advanced mathematical concepts.

Reasoning Ability:

Ability to apply principles of logical or scientific thinking to a wide range of intellectual and practical problems.  Ability to deal with nonverbal symbolism (formulas, scientific equations, graphs, musical notes, etc.) in its most difficult phases. Ability to deal with a variety of abstract and concrete variables.

Personal/Organizational Contacts:

Some contact with others; including general public. Purpose of contacts is to provide explanation or interpretation of information. May handle confidential information and some complex matters.

Customer Service Relationships:

Requires normal courteous interaction and basic interpersonal skills and tact to communicate with others. Forwards non-routine inquiries or requests to appropriate individual and/or department.

Work Complexity:

Tasks and responsibilities require integration of diverse functional areas and involve variables that are more abstract. Work is substantially complex and varied, and requires the interpretation of technical and detailed guidelines, policies and procedures in combination.

Independent Judgement/Problem Solving:

Performs duties within scope of general Company policies, procedures and objectives. Analyzes problems and performs needs assessments. Uses judgment in adapting broad guidelines to achieve desired result. Regular exercise of independent judgment within accepted practices. Makes recommendations that affect policies, procedures and practices. Refers exceptions to policy and procedures to the supervisor.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.  While performing the duties of this job, the employee is frequently required to sit and talk or hear.  The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms.  The employee must occasionally lift and/or move up to 25 pounds.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Equal Employment Opportunity:

Freedom Mortgage is committed to providing equal employment opportunities to all employees and applicants without regard to race, ethnicity, color, sex, marital status, sexual orientation, gender identity or expression, pregnancy, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws.

Americans with Disabilities Act:

Applicants as well as employees who are or become disabled must be able to satisfactorily perform the essential job functions of the position either with or without reasonable accommodation. Applicants as well as employees are encouraged to meet with Human Resources as the organization shall review reasonable accommodations on a case-by-case basis in accordance with applicable law.

Job Responsibilities:

The statements reflect the general duties and responsibilities considered necessary to perform the essential functions of the job and should not be considered as an all-inclusive list of all the work requirements of the position. Freedom Mortgage Corporation may change the specific job duties with or without prior notice based on the needs of the organization.