Loan Originations Principal Engineer

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About this role:
Wells Fargo is seeking a Principal Engineer as part of the Commercial and Corporate & Investment Banking Technology (CCIBT) to support Payment Solutions, Capital Markets Services, Wholesale Digitization, and International Technology. This diverse portfolio of capabilities spans multiple technology disciplines and strategic innovations. CCIBT provides strategic, enterprise-wide technology capabilities and enabling services to our lines of business and management of the applications in terms of skills, stability, security, scalability, speed, and cost.
As part of the CCIBT technology team, the Principal Engineer leads the innovative end-to-end technology solution delivery for commercial lending product capabilities across loan origination, loan servicing and loan delivery. They will have focused product knowledge with strong hands-on technical expertise to lead the solution delivery for commercial lending products and services offered by Wells Fargo. They will participate in agile ceremonies like big room planning, reviewing, and analyzing complex strategies for product functionality, feature delivery and priority, making architecture decisions, strategically collaborating with product teams and stakeholders defining product delivery roadmaps, directing scrum teams based on business value delivery, providing consistent architecture guidance, extensive code reviews, guiding development teams with the day to day delivery task and collaborating with scrum teams in producing results, conducting Proof of concepts with latest technologies and enabling innovation by demonstrating thought leadership.
We are looking for talented people who will put our customers at the center of everything we do. Our mission is to deliver stable, secure, scalable, and innovative services at speeds that delight and satisfy our customers.
In this role, you will:

• Act as an advisor to leadership to develop or influence solution design for complex business needs in an applied and end to end owner manner
• Solve and as needed hands on design and code, resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
• Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
• Provide vision, direction, and expertise to leadership on implementing innovative and significant business solutions
• Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
• Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership
• Collaborate with Architecture, Platforms, Technology Leadership and Product teams to shape and develop technical strategy and roadmaps and ensure key capability and dependencies are being progressed/managed
• Partner closely with product and program leadership teams to ensure technology implementation and delivery are aligned with business goals and timelines
• Lead and drive ongoing improvements for platform stability and performance, by addressing technical debt and enhancing operational efficiency

Required Qualifications:

• 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 7+ of experience Salesforce development and design skills including but not limited to: Apex, Lightning, SOQL, Process
• 5+ of financial industry experience supporting commercial or SBA lending background and familiarity of banking language and processes
• 4+ years of experience implementing nCino managed package at other financial firms

Desired Qualifications:

• Experience in web services (REST & SOAP, JSON & XML, etc.)
• Experience in the financial industry supporting commercial or SBA lending background and familiarity of banking language and processes
• Experience and knowledge of relational databases, data modelling, and ETL tools
• Experience with object-oriented design patterns and development
• Experience with Agile development methodologies such as SCRUM
• Experience with complex business system integrations
• Experience with relational databases, or data modelling
• Strong communication skills and ability to collaborate effectively with a cross-functional and technical teams to drive the solution engineering decisions.
• Certifications in Salesforce and nCino

Job Expectations:

• Ability to work onsite in a hybrid environment
• This position is not eligible for visa sponsorship
• Ability to work additional hours as needed

Locations:

• 6051/6061 N State Hwy 161 Irving, TX 75038
• 5000 Riverside Rd, Irving, TX 75039
• 190 River Rd, Summit, NJ 07901
• 300 S Brevard St., Charlotte, NC 28202

Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$144,400.00 - $300,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
27 Jul 2025
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.