Full Stack Lead Software Engineer - High-Criticality Payments Platform

We are seeking a highly technical, self-motivated Full Stack Lead Software Engineer to drive the design, development, and modernization of our high-criticality, high-volume Commercial Check Deposits and Payments Platform. This platform processes millions of transactions daily for commercial clients and requires deep expertise across distributed systems, secure financial workflows, device/driver integrations, and modern cloud-native architectures.
This senior technical leader will work closely with architects, product owners, infrastructure teams, and engineering leaders across the enterprise to deliver resilient, scalable, and secure solutions.
Key Responsibilities:
Technical Leadership and Architecture

• Lead end-to-end technical design and architecture for high availability, mission critical payment processing systems.
• Provide full stack leadership across Java, J2EE, Spring Boot, Oracle, React, and integration with .NET/C# services.
• Architect microservices, event-driven systems, and distributed processing pipelines.
• Lead complex technology initiatives including those that are companywide with broad impact
• Act as a key participant in developing standards and companywide best practices for engineering complex and large-scale technology solutions for technology engineering disciplines
• Review and analyze complex, large-scale technology solutions for tactical and strategic business objectives, enterprise technological environment, and technical challenges that require in-depth evaluation of multiple factors, including intangibles or unprecedented technical factors
• Make decisions in developing standard and companywide best practices for engineering and technology solutions requiring understanding of industry best practices and new technologies, influencing and leading technology team to meet deliverables and drive new initiatives

Application Development

• Design and build high-performance backend services using Java, Spring Boot, Spring Cloud, and secure REST APIs. Develop scalable React and TypeScript UI components.
• Integrate seamlessly with legacy and modern .NET/C# components.
• Execute full SDLC: design, coding, testing, debugging, and documentation.
• Design, code, test, debug, and document for projects and programs

AI and Modern Engineering

• Apply AI/GenAI to automate development workflows and boost engineering productivity.
• Use AI for anomaly detection, document understanding, and operational insights.

Cloud, Infrastructure, and DevOps

• Ensure resiliency, fault tolerance, observability, and operational readiness.
• Partner with DevOps to advance CI/CD, containerization, and Kubernetes orchestration.

Cross-Functional Collaboration and Leadership

• Work with product, operations, security, and platform engineering to deliver stable, secure, compliant solutions.
• Collaborate with infrastructure and networking teams to optimize end-to-end performance from client device to backend systems.
• Collaborate and consult with key technical experts, senior technology team, and external industry groups to resolve complex technical issues and achieve goals
• Lead teams, mentor engineers, and guide strategic technical initiatives.

Required Qualifications:

• 5+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 5+ years of experience in Java, J2EE, Spring Boot, Spring Cloud
• 5+ years of experience in React / React Hooks / TypeScript
• 5+ years of SQL experience with Oracle, including performance tuning
• 5+ years of experience building and scaling microservices architectures.
• 5+ years of experience with cloud platforms (Azure/AWS/GCP).

Desired Qualifications:

• Financial services or banking experience in payments or check processing systems.
• Strong understanding of end-to-end infrastructure architecture, including cloud networking, load balancing, security, and message queues.
• Practical experience leveraging AI/ML or GenAI tools for engineering or operational efficiency.
• Strong leadership, communication, and mentoring skills.
• Ability to thrive in a fast-paced, high-accountability environment.
• Demonstrated ownership, self-motivation, and problem-solving capability
• Knowledge of regulatory and compliance requirements.
• Working knowledge or hands-on experience with ASP .NET, C#
• BS in Computer Science or related discipline

Job Expectations:

• Visa Sponsorship is not available for this position
• Relocation Assistance is not available for this position
• Must be able to work onsite at one of the posted locations

Locations:

• 300 S Brevard St., Charlotte, North Carolina 28202

Posting End Date:
3 Mar 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
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