Decisioning Platform and Credit Risk Analyst

We are seeking an enthusiastic and detail-oriented Analyst to join our team. This entry-level position is ideal for recent graduates looking to start a career in credit risk management or technology, with the primary duties of the position revolving around decisioning platform management, with a secondary focus on credit risk analytics. 

What You’ll Do at Avant:

• Support day-to-day management and maintenance of the decisioning platforms for the loan and credit card products.

• Assist with building, updating, and testing decision rules, workflows, and data integrations.

• Conduct routine quality assurance checks to ensure rule accuracy and system logic aligns with credit policies.

• Troubleshoot platform issues, identify root causes and collaborate cross functionally to resolve any issues.

• Assist in analyzing credit risk and performance trends for new and existing portfolios of Credit Card and Personal Loan products.

• Conduct detailed financial analysis and credit assessments to measure impact of new rules or policies.

• Prepare comprehensive reports on credit risk exposure and portfolio performance.

• Collaborate with senior analysts to develop risk mitigation strategies.

• Support the development of credit risk models and tools to evaluate effectiveness and accuracy.

Why you’re a fit at Avant:

• Bachelor’s Degree in a quantitative or analytical field (e.g. Math, Engineering, Statistics, Computer Science) or equivalent experience.

• Strong analytical and problem-solving skills with comfort working with structured data.

• Excellent attention to detail, process management, and organizational skills.

• Proficiency with SQL and Python.

• Ability to translate business requirements into logical steps or rule configurations.

• Strong communications skills, including ability to explain technical concepts to non-technical partners.

• Curiosity and willingness to learn credit risk concepts and decisioning system architecture.

• Familiarity with logic-based systems, workflow tools, or decision engines (especially Decisions.com) is a plus.

This role is based on our downtown Chicago Office, located in the Merchandise Mart. We highly value collaboration and our hybrid schedule (M, T, Th in-office) enables flexibility to balance work and individual priorities.

Compensation Range:

The base salary range for this job is USD $60,000 - USD $80,000/ Year

Employees new to Avant typically come in below the midpoint of the pay range. The compensation range is based on the level outlined in the job posting, and compensation decisions are dependent on each applicant's experience, skills and abilities. 

[If an outstanding applicant's experience and skill level is above or below the qualifications outlined in the job posting, we reserve the right to make an offer at a different level than the one listed in this job posting, which may have a different compensation range.]

This role is eligible for additional incentives, including an annual bonus. These rewards are allocated based on level, impact and performance in the role.

Our benefits include:

• Choice of great Medical, Dental, and Vision Insurance Plan options

• 401(k) match

• Flexible Time Off

• Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person)

• Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program 

• Lunch Allowance (Fooda) and In-office Snacks

• Summer Fridays 

• Fun In-Office and Virtual Social Events

• And who doesn’t love the swag

Check out our Avant Blog!

We believe that a diverse set of backgrounds and experiences helps us create the most innovative solutions for our customers. We invite you to apply to our positions even if you do not meet 100% of the qualifications listed in the description. If you’re passionate about our mission and aligned to our values, we hope you’ll come contribute to our awesome culture.

Why Avant is the place for you:

At Avant, we believe our values make a difference:

Authenticity. We show up to work as our whole selves and make sure others can too.

Collaboration. We can only succeed when we do so as a team.

Problem-Solving. The harder the problem, the more satisfying the solution.

Customer. We are all owners of the customer experience.

Initiative. Plan. Adapt. Get Sh!t Done.

We believe that great ideas come from anyone and anywhere, that everyone is an owner who drives change, and that we have more fun when we work together. We're problem solvers who love collaborating with intelligent and highly-motivated people to reshape the face of digital banking. Avant offers terrific perks and benefits, fun social events with employees who actually like hanging out together, and a flexible growth environment where trying your hand at new projects and being the active owner of your career path is encouraged and supported.