Data Scientist - Portfolio Strategy THREE

THREE is a growing insurance provider that sells a unique and straightforward insurance policy to small businesses – from restaurants, to electricians, to consultants – covering them against property risks (e.g. fire, theft, flood), lawsuits, and more. It was born out of and remains part of Berkshire Hathaway, one of the most respected companies in the world. At THREE, you’ll join a team of experienced insurance operators that chooses to run lean, promotes autonomy, and is charged with building a small commercial insurer that challenges the largest players in its space.

Job Responsibilities

This role is part of a small team responsible for building out THREE’s analytical foundation to help drive business strategy. Core responsibilities include:

• Help build and refine predictive models that help to inform business decisions in marketing, rating, underwriting, and operations
• Design, build, and maintain reports and dashboards that help key stakeholders to monitor the status of core business processes and to explore the data independently
• Identify trends, patterns, and outliers in data and look for the underlying root causes
• Evaluate external data sources and models for their potential efficacy in improving internal processes
• Operationalize your work by integrating models into production workflows used across the business
• Work closely with domain experts across the business to extract knowledge that improves model specification and supports effective validation
• Communicate results clearly and in a way that makes intuitive sense, so others can understand them, trust them, and act on them with confidence
• Ensure all work is reproducible, well-organized, and appropriately documented, making it easy to review and build upon
• Deliver decision-ready outputs backed by rigorous validation, sense checks, and quality control

Qualifications

• 3+ years of experience in applied data science or statistical modeling; experience in insurance or actuarial domains is a strong plus
• Strong intuition for probabilistic reasoning and the principles underlying statistical modeling
• Proficient in Python (or R) and SQL for data manipulation and analysis
• Experience leveraging AI tools to accelerate workflows, with a clear understanding of their limitations and the safeguards needed for quality, privacy, and security
• Knowledgeable about Bayesian methods, hierarchical modeling, and machine learning techniques
• Strong organizational skills, acute attention to detail, and a preference for taking a methodical approach to analysis and problem-solving
• Excellent verbal and written communication skills, and an eagerness to collaborate across disciplines

About Us

Our parent, Berkshire Hathaway Inc. (berkshirehathaway.com) is a holding company with diversified interests in a host of industries, including insurance, energy, transportation and manufacturing. Most policies issued through THREE will be underwritten by Berkshire Hathaway Direct Insurance Company ("BHDIC"), which is an AM Best rated A++ insurer.

BHDIC is domiciled in Omaha, Nebraska. BHDIC and the team at THREE are focused on helping small business owners quickly and easily buy affordable insurance directly from a financially strong insurance company they can trust.

BHDIC is excited to announce our comprehensive benefits package with some new and enhanced features for 2026 that include:

• Medical (PPO/HDHP), vision, disability, and life insurance.
• Enhanced dental plan with orthodontia coverage in addition to a standard plan.
• Generous PTO plan for all benefit-time eligible employees.
• Paid company holidays and 4 floating holidays.
• Paid parental leave.
• Employee Retirement Savings Plan/401(k) with company match and immediate vesting.
• Education Assistance Program that offers 100% upfront tuition reimbursement after 6 months of service for approved degree programs.
• Service Recognition Program that provides a monetary award to be used toward a vacation every 5 years of employment.
• Wellness Initiatives that include Fitness Center and Weight Watchers Reimbursement programs.
• Voluntary benefits that include accident, critical illness, and hospital indemnity.
• Employee discount and rewards program on travel, tickets, electronics, home, and more.

In accordance with pay transparency laws and regulations, the following good faith compensation range estimate is being provided.  The salary range for this position is $110,000 - $150,000 per year.  Final compensation will be based on candidate qualifications, geographic location, and other considerations permitted by law.