Bank of America Logo

Bank of America

Data Scientist I

Posted One Month Ago
In-Office
Charlotte, NC, USA
Junior
In-Office
Charlotte, NC, USA
Junior
Develop and deploy data science, machine learning, and AI solutions for risk, compliance, technology, and operational challenges. Analyze large datasets, build quantitative models and GenAI applications, document and test analytical solutions, and communicate findings to stakeholders. The role uses Python, SQL, LLM frameworks, Agile practices, CI/CD, and modern software engineering techniques while supporting model governance, risk management, automation, and enterprise analytics.
The summary above was generated by AI

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for analyzing and interpreting large datasets to uncover potential revenue generation opportunities and develop effective risk management strategies. Key responsibilities include collaborating with key stakeholders to comprehend business problems, utilizing data gathering and analysis techniques to devise solutions, and presenting recommendations based on the findings. Job expectations include demonstrating flexibility, resilience, accountability, a disciplined approach, and a commitment to fostering responsible growth for the enterprise.

Responsibilities:

  • Performs business analytics, which includes data analysis, trend identification, and pattern recognition, using advanced techniques (e.g., machine learning, text mining, statistical analysis, etc.) to support decision-making and drive data-driven insights

  • Applies agile practices for project management, solution development, deployment, and maintenance

  • Creates and maintains technical documentation, capturing the business requirements and specifications related to the developed analytical solution and its implementation in production

  • Manages multiple priorities and maintains quality and timeliness of work deliverables such as quantitative models, data science products, data analysis reports, or data visualizations, while exhibiting the ability to work independently and in a team environment

  • Delivers engaging presentations and engages in both in-person and virtual conversations that effectively communicate technical concepts and analysis results to a diverse set of internal stakeholders, and develops professional relationships to foster collaboration on work deliverables

  • Mitigates risk by identifying potential issues and developing controls

  • Researches the latest advances in the fields of data science and artificial intelligence to support business analytics

Overview of Global Risk Analytics: 
Global Risk Analytics (GRA) is a sub-line of business within Global Risk Management (GRM), responsible for developing a consistent and coherent set of models and analytical tools for effective risk and capital measurement, management and reporting across the bank. GRA is also responsible for model implementation, execution, forecasting and performance monitoring. The team drives innovation, process improvement and automation across these activities. 

Overview of Data Science for Technology, Risk and Operations:
Data Science for Technology, Risk, and Operations (DSTRO) enables the Bank's responsible adoption of Artificial Intelligence (AI) through governance, model oversight, model development, and enterprise data engineering. By providing AI and model risk governance, AI-driven solutions, and critical transaction data assets, DSTRO delivers the controls, infrastructure, and insights needed to strengthen risk management, enhance operational effectiveness, and drive enterprise value.​

Team Overview: 

The Data Science for Technology, Risk, and Operations (DSTRO) Innovations team leverages Artificial Intelligence, Large Language Models (LLMs), and advanced analytics to improve efficiency and effectiveness across Global Compliance and Operational Risk, Global Risk Analytics, and broader risk and technology domains. The team focuses on automation, model support and governance, and innovative solutions that enhance risk management and operational processes."

Role Description:
As a Data Scientist I, you will support the development and deployment of data science, machine learning, and AI-driven solutions that address key business challenges across the enterprise. You will work on a variety of automation, analytics, and modeling initiatives while partnering with stakeholders across Global Risk Analytics (GRA), Global Technology, Global Compliance & Operational Risk (GCOR), and other business teams.

This role provides an opportunity to apply Large Language Models, machine learning techniques, and modern software engineering practices to real-world business problems. The successful candidate will contribute to the design, development, testing, and deployment of data science and AI solutions that deliver measurable business impact across risk, compliance, and technology organizations.

Required Qualifications:

  • Bachelor's or Master's degree in Data Science, Computer Science, Statistics, Mathematics, Engineering, or a related quantitative field.

  • 1+ years of experience applying data science, machine learning, analytics, or automation techniques to solve business problems (including internships or equivalent experience where appropriate).

  • Strong analytical, problem-solving, and communication skills.

  • Ability to work effectively in a cross-functional environment and translate business requirements into technical solutions.

  • Experience managing multiple priorities and delivering quality work in a fast-paced environment.

  • Experience working in Agile delivery environments and using project management tools such as Jira.

Required Technical Skills:

  • Experience developing solutions using Python and SQL.

  • Experience with Large Language Models (LLMs) and associated frameworks and tools, including: (1) LangChain, (2) Model Context Protocol (MCP), (3) Retrieval Augmented Generation (RAG), (4) Vector databases, and (5) LangGraph

  • Experience with Git and modern software development practices.

  • Experience working with CI/CD pipelines and version control workflows.

  • Strong analytical, problem-solving, and communication skills.

  • Ability to work effectively in a collaborative, cross-functional environment

Desired Skills:

  • Experience with machine learning frameworks such as scikit-learn, PyTorch, or TensorFlow.

  • Experience building GenAI applications, copilots, agents, or workflow automation solutions.

  • Familiarity with model governance, model risk management, or AI governance frameworks.

  • Experience working with REST APIs, microservices, and enterprise application integration.

  • Experience with software testing, code reviews, and development best practices.

  • Experience in financial services, risk management, compliance, audit, or operational processes.

  • Experience using modern AI development tools such as GitHub Copilot and VS Code

Skills:

  • Adaptability

  • Attention to Detail

  • Business Analytics

  • Technical Documentation

  • Written Communications

  • Agile Practices

  • Application Development

  • Collaboration

  • Data Visualization

  • DevOps Practices

  • Artificial Intelligence/Machine Learning

  • Networking

  • Policies, Procedures, and Guidelines Management

  • Presentation Skills

  • Risk Management

Shift:

1st shift (United States of America)

Hours Per Week: 

40
HQ

Bank of America Charlotte, North Carolina, USA Office

100 North Tryon Street, Charlotte, NC, United States, 28202

Similar Jobs

One Month Ago
In-Office
Charlotte, NC, USA
Junior
Junior
Big Data • Fintech • Mobile • Payments • Financial Services • Data Privacy
Supports AI and model development across Bank of America, applying data science, machine learning, statistics, and analytics to business and risk challenges. Responsibilities include developing scalable solutions, streamlining processes, documenting requirements, assessing AI governance, monitoring models, identifying risks, and communicating recommendations to technical and business stakeholders. The role also promotes AI technology reuse, compliance, automation, and measurable business value throughout the product lifecycle.
Top Skills: Data VisualizationDevOpsGenerative AiGithub CopilotMachine LearningMicroservicesPythonPyTorchRest ApisScikit-LearnStatistical AnalysisTensorFlowText MiningVs Code
2 Months Ago
In-Office
59K-99K Annually
Entry level
59K-99K Annually
Entry level
Information Technology • Legal Tech • Analytics
Join a two-year Data Science Accelerator Program to rotate through analytical product development assignments. Assist with data cleaning, merging, feature creation, model validation, visualization, and client inquiries while learning statistical and machine learning techniques under senior data scientists' guidance.
Top Skills: Machine LearningMatplotlibPower BIPythonRSeabornSQLTableau
45 Minutes Ago
Remote or Hybrid
United States
250K-305K Annually
Expert/Leader
250K-305K Annually
Expert/Leader
Big Data • Cloud • Productivity • Software • Database • Analytics • Automation
Leads Jellyfish’s corporate marketing strategy, brand, communications, editorial, analyst relations, social media, executive voice, and thought leadership. Owns market positioning, content and research releases, brand identity, discovery efforts, team development, and performance measurement. Partners with executive, research, and product marketing leaders to establish Jellyfish as an authority among engineering leaders and drive demand through compelling narratives about AI’s impact on software development.
Top Skills: AI

What you need to know about the Charlotte Tech Scene

Ranked among the hottest tech cities in 2024 by CompTIA, Charlotte is quickly cementing its place as a major U.S. tech hub. Home to more than 90,000 tech workers, the city’s ecosystem is primed for continued growth, fueled by billions in annual funding from heavyweights like Microsoft and RevTech Labs, which has created thousands of fintech jobs and made the city a go-to for tech pros looking for their next big opportunity.

Key Facts About Charlotte Tech

  • Number of Tech Workers: 90,859; 6.5% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Lowe’s, Bank of America, TIAA, Microsoft, Honeywell
  • Key Industries: Fintech, artificial intelligence, cybersecurity, cloud computing, e-commerce
  • Funding Landscape: $3.1 billion in venture capital funding in 2024 (CED)
  • Notable Investors: Microsoft, Google, Falfurrias Management Partners, RevTech Labs Foundation
  • Research Centers and Universities: University of North Carolina at Charlotte, Northeastern University, North Carolina Research Campus

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account