Credit Risk Middle Office Analyst

Job Description
Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Middle Office Analyst within the Credit Risk Middle Office (CRMO), you play an essential role in strengthening JPMorgan Chase. You contribute to responsible business growth by anticipating new and emerging risks and applying your expert judgment to solve real-world challenges that affect our company, customers, and communities. Our culture emphasizes innovative thinking, challenging the status quo, and striving for excellence.
Job responsibilities

• Communication/Presentation: Develop solid communication skills to effectively influence stakeholders in a meaningful and actionable manner.
• Operations: Provide comprehensive support for Credit Risk Management by performing and overseeing various functions, including line facilitation/maintenance, client data management, limit breach monitoring and investigation, and NAV gathering. Reviewing prospectuses and annual reports may be required. Participate in user acceptance testing for technology changes to core business applications.
• Control Mindset: Build knowledge of processes to develop and maintain strong adherence to controls, including the ability to analyze problems and propose solutions.
• Metrics: Learn to review key metrics to support workflow and SLA adherence.
• Decision Making/Judgment: Exercise low to moderate levels of independent decision-making using sound judgment.
• Change Management: Collaborate with CRMO leads and stakeholders to define business cases for process improvements and oversee their implementation.
• Problem Solving/Analytical Skills: Demonstrate solid critical thinking, attention to detail, and analytical skills to synthesize large amounts of data and draw appropriate conclusions.
• Understanding Root Cause/Identifying Control Breaks: Timely raise issues to management and assist in developing sustainable solutions.

Required qualifications, capabilities and skills

• Entry-level or 1+ years of experience in financial services, operations, or a related field.
• Basic knowledge of products and services offered by major financial institutions and risk disciplines.
• Ability to identify problems and collaborate with management to develop solutions.
• Effective verbal and written communication skills.
• Self-starter capable of thriving in a multi-tasking environment.
• Proficient in Microsoft Office Suite (Word, Excel, PowerPoint).

Preferred qualifications, capabilities and skills

• Bachelor's degree preferred but not mandatory.
• Previous experience in Operational or Risk Management, or other control functions is a plus.
• Experience with automated solutions such as Alteryx, Python, and UI Path is a plus.

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.