Join our Wholesale Credit Review team and help shape the integrity of our credit risk management process. You’ll collaborate with talented colleagues, engage with global clients, and make a meaningful impact on the firm’s risk culture.
As a Credit Review Officer – Vice President in Wholesale Credit Review (WSCR), you independently assess credit risk ratings and the effectiveness of credit management for JPMorganChase’s Commercial & Investment Bank clients. You will validate risk ratings, ensure compliance with internal policies and banking regulations, and contribute to a culture of sound risk management. Your work supports the firm’s commitment to prudent credit practices and regulatory excellence.
Job Responsibilities
- Conduct periodic reviews of wholesale credit portfolios, analyzing client files and documenting findings in the workpaper database
- Develop independent assessments of risk ratings and identify potential risk or control concerns for reviewed clients
- Monitor assigned portfolios, recording observations in monitoring journals and maintaining regular contact with credit executives and bankers
- Participate in portfolio review and problem credit meetings, providing insights and recommendations
- Serve as a resource on risk rating policy and risk analysis for business and credit officers, and respond to inquiries from bank examiners
- Partner with credit risk management to communicate potential risks or control concerns identified during reviews
- Stay informed of regulatory developments and interpret their impact on WSCR portfolios
- Collaborate with internal stakeholders to support ongoing credit management and policy adherence
- Prepare concise, thorough written analyses subject to internal and external review
Required Qualifications, Capabilities, and Skills
- Minimum 7 years of credit experience analyzing high net worth clients and corporations in roles such as credit/loan review, corporate or private client lending, counterparty risk management, credit approval, workout, risk rating analysis, or regulatory supervision
- Strong analytical and report writing skills
- Effective verbal communication with peers, stakeholders, and bank examiners
- Demonstrated planning, project leadership, and teamwork abilities
- Proficiency in Microsoft Office applications
- Bachelor’s degree or equivalent required
Preferred Qualifications, Capabilities, and Skills
- Graduate degree in a relevant field
- Experience with derivative and traditional loan products used by wholesale clients
- Familiarity with regulatory agencies such as OCC, FRB, or RBI
- Ability to interpret and apply regulatory developments to credit portfolios
- Experience working with global client portfolios
- Strong relationship management skills with internal and external stakeholders
- Knowledge of credit risk metrics and exposure measurement
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
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