Commercial Digital Assets Product Manager

Overview:

The Digital Assets Product Manager is responsible for the design, development, and ongoing performance of one or more stablecoin product offering for Commercial clients.  The Digital Assets Product Manager collaborates across lines of business, IT, Operations, Risk, and key strategic external partners to deliver secure, scalable, and regulatory-compliant solutions.

Primary Responsibilities:

• Manage all aspects of new product implementation and existing product modifications, including the design and development of new services  
• Review new developments in markets, evaluating and recommending new services or new products, or the modification of existing services or products
• Support the development of a product vision, strategy, and roadmap for digital asset offerings, ensuring alignment with business goals and market needs
• Develop business case recommendations for investment to executive sponsors
• Evaluate market entry digital asset products such as coin issuance, tokenized deposits, wallet management, B2B and cross-border payments, reserve management, and crypto settlement services
• Establish partnerships with important external entities in the digital asset sector to enhance the Bank's time-to-market and presence in potential business models
• Support work to integrate with blockchain infrastructure players, both existing and emerging
• Ensure compliance with relevant regulations (e.g., KYC/AML, financial risk management) and coordinate regulatory submissions when required.  Support the development of a stablecoin risk management control framework
• Gather user feedback, monitor market trends, and analyze key performance metrics to refine products and drive adoption
• Partner with Sales and Relationship Management to stay deeply connected to the voice of the customer, and deliver clear sales‑enablement collateral and support in new product capabilities and enhancements

Education and Experience Required:

Bachelor’s degree

5 years’ proven marketing, product management, financial, operations and/or project management experience. 1-3 years of product management experience in fintech, payments or blockchain/digital assets sectors is highly desirable.

OR in lieu of a degree,

A combined minimum of 9 years’ higher education and/or work experience, including a minimum of 5 years’ proven marketing, product management, financial, operations and/or project management experience.

Desired Experience:

• 3–6+ years of product management experience in fintech, payments, or blockchain/digital asset sectors.
• Basic understanding of blockchain technology, stablecoin mechanics (issuance, redemption, collateralization), and smart contracts.
• Knowledge of regulatory frameworks and compliance requirements for digital assets.
• Excellent communication, leadership, and cross-functional collaboration skills.
• Ability to translate complex technical and regulatory concepts into user-centric solutions.
• Familiarity and experience with stablecoin issuers (e.g., USDC, USDT), blockchain infrastructure players, on-chain analytics, and interoperability protocols.

This role is ideal for a proactive, detail-oriented individual who is passionate about transforming payments and digital assets through innovative stablecoin solutions.

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M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 - $149,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.

LocationClanton, Alabama, United States of America