Analyst II, Full Stack

What You'll Do

• Designing and testing new pricing and credit strategies for top clients by drawing key insights from financial data; 

• Conduct quantitative pricing using complex mathematical and pricing modeling techniques; 

• Performing risk analyses on Affirm's loan portfolio; 

• Manage profitability of the portfolio by drawing upon methods for implementing modern portfolio theory and providing subject-matter expertise on merchant pricing policy development, new product formation and new markets exploration; 

• Conducting financial data analyses and identifying opportunities to improve current financial risk processes; Improve overall infrastructure by driving execution, as well as launching and leading cross-functional financial analysis initiatives; 

• Collaborating with cross-functional teams such as Commercial, Product, Engineering, Finance, Capital Markets, and internal risk teams to assess, define, optimize and scale pricing opportunities for different markets; 

• Managing external financial reporting and present to investors and stakeholders; and 

• Introduce ways to identify, measure, estimate and control risks in the context of risk management. 

• May telecommute.

What We Look For

• Master’s degree or foreign equivalent and 4 years of experience. 

• Knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data;

• SQL, Python, Excel (Macro, VBA) or other scripting languages;

• Working with Business Intelligence tools such as Qlik, or Power BI;

• Knowledge of the fundamentals of risk modeling including both credit and market risk, assessing macroeconomic trends and financial performance, enabling comprehensive evaluation of industry risk trends, including risk strategy development; and

• Knowledge and experience in data analytics, financial modeling, model validation, risk analytics, financial budgeting and project management.

Base Pay Grade - K
Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000