AML Testing Compliance Specialist

The role:

As an AML Testing Compliance Specialist within the ICT team, you will execute risk-based compliance testing—focusing on transactions, controls, and outcomes—under the guidance of the AML Testing Compliance Director. This role supports independent monitoring of Bank Secrecy Act/Anti-Money Laundering (BSA/AML) and sanctions-related risks and controls across the SoFi enterprise, including SoFi Bank, N.A.

The ideal candidate will bring deep knowledge of U.S. banking laws and regulations, particularly those related to BSA/AML and sanctions, along with prior experience managing teams or projects in a compliance or risk setting.

What you'll do:

• Lead testing engagements related to BSA/AML and sanctions in accordance with ICT program methodology and procedures

• Complete testing activities and reporting within established timeframes and in alignment with the annual test plan

• Analyze data from multiple sources and document testing results clearly and systematically

• Prepare thorough, well-organized work papers in compliance with department standards

• Identify, classify, and track findings; work with business owners on remediation efforts and perform validation reviews to confirm resolution

• Assist in tracking identified issues and corrective action plans to ensure timely and effective remediation

• Manage or coordinate testing projects and timelines across teams, ensuring accountability and timely delivery of results

• Build strong working relationships with key stakeholders, including business leaders, risk and compliance partners, and internal audit teams

What you'll need:

• Bachelor’s degree required

• 6–10 years of experience in compliance testing or auditing within the financial services or banking sector

• Demonstrated experience managing teams or projects, preferably in a compliance, audit, or risk function

• Strong working knowledge of U.S. banking regulations, with particular expertise in BSA/AML and sanctions compliance

• Excellent verbal and written communication skills; able to communicate effectively at all organizational levels with professionalism and diplomacy

• Outstanding organizational skills and ability to manage multiple projects and priorities independently in a fast-paced environment

• Proactive, self-motivated approach with a strong sense of ownership and the ability to dive into the details as needed