AD-Multicard Strategy

We are currently seeking an Associate Director to drive our Multi-card strategy for our Card business. This is a high-impact role with significant senior-level exposure, requiring a strategic thinker who can combine deep credit expertise with customer back thinking to create and scale a new strategy and segment for our business.

The selected individual will shape, scale, and operate our Multi-card strategy through data-driven analysis and cross-functional leadership. This includes designing and rolling out the initial policies around multiple account holders spanning credit policy, product strategy, and marketing. This leader will create new frameworks leveraging a variety of data sources to grow the business while balancing credit and other risks. They will act as leader and customer for work across multiple teams including analytics, product, marketing, technology, and operations to design and execute on a comprehensive end-to-end customer level strategy.

Key Responsibilities

• Develop and refine our multiple card account strategy and policies to achieve scale while balancing risk and profitability objectives.

• Launch Minimum Viable Product in first half of 2026 and scale the business in the second half.

• Design and execute A/B testing strategies to constantly improve customer and business outcomes.

• Lead cross-functional teams (Product, Marketing, Technology, Operations) to bring strategy to life with great customer experience and flawless execution.

• Partner with business leaders across functional areas to define priorities, align resources, and communicate progress to executive leadership.

Qualifications

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)

• 5+ years of experience in consumer lending, driving informative risk decisions through analyses; Master’s or PHD degrees may offset experience

• Advanced analytical skillset using tools such as SQL, SAS, R, or Python

• Innovative and capable of developing creative solutions to complex, data-driven problems

Location: Charlotte, NC // HYBRID (Tues. - Thurs.)

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with: 

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances

• Up to 4% matching 401(k)  

• Employee Stock Purchase Plan (10% share discount)  

• Tuition reimbursement  

• Paid time off (15 days’ vacation per year, prorated based on start date)

• Paid sick leave as determined by state or local ordinance (prorated based on start date)

• 11 Paid holidays (4 floating holidays, prorated based on start date)

• Paid volunteer time (3 days per year, prorated based on start date)

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.